Anz anz - ANZ Worldline Payment Solutions is a new partnership between ANZ and Worldline, Europe’s leading payment and transaction provider. The partnership brings together the strengths of both companies - ANZ’s trusted local expertise and industry oversight, and Worldline’s best-in-class, end-to-end payment solutions and global innovation.

 
Payments to your credit card using a same-day funds transfer are processed immediately. If you're making a payment to an ANZ credit card, make sure you do so before 8.30pm to ensure it's received to your card account on that day. If we receive any payments after 8.30pm, we'll apply those payments to your card account on the next day.. Gs partner

Business. Whatever size your business, and whether you’re starting out, settling in, or growing overseas, we have the business specialists, expertise, geographic spread, and resources to help. Digital banking tools. Get the latest Anz bank news, videos and headlines. Explore more for Anz bank breaking news, opinions, special reports and more on mint.Regional Banking Hubs. Basic banking services are available at local banking hubs in Martinborough, Ōpōtiki, Ōpunake, Stoke, Twizel, Waimate and Whangamatā: Smart ATM: For cash withdrawal and deposits. iPads: To access our website and ANZ Internet Banking. Phones: To call our contact centre.Check your account balance, pay bills and more using ANZ Internet Banking and ANZ Pacific App. Find out more. Contact. Learn how to protect yourself from scams and fraud. Remember, ANZ will never call, email or text you to ask for your PIN, password, security code or other personal information. Contact us if you think you’ve been targeted. ANZ's lowest interest rate on purchases disclaimer. $1,000 Minimum credit limit. $58 current annual fee disclaimer. Choose between one of these two new card offers: Get a 0% p.a. balance transfer rate for a 28-month promo period, with a 3% balance transfer fee + $0 annual fee in the first year. disclaimer. 28-month promotional period starts ... ANZ Frequent Flyer Black. ANZ's highest Qantas Points earn rate disclaimer; $15,000 Minimum credit limit. $425 current annual fee disclaimer. Earn up to 130,000 bonus Qantas Points! Get 90,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black credit card when you spend $5,000 on eligible purchases in the first 3 months from ...ANZ Bank SWIFT code in Australia. The SWIFT/BIC code for ANZ Bank is ANZBAU3MXXX. However, ANZ Bank uses different SWIFT/BIC codes for the different types of banking services it offers. If you’re not sure which code you should use, check with your recipient or with the bank directly. Save on international money transfers.Speaking at the ANZ Debt Conference earlier in March, Birch said there were three key reasons ANZ expected any rate cuts to be some time away. “Firstly, the …At ANZ, a variety of transactions are currently treated as cash advances, including: Some payments to people/billers who don’t accept credit payments from the Credit Card Account (this may include payments through the BPAY® scheme, ANZ Internet Banking, ANZ Phone Banking and ANZ Mobile Banking). For further details of transactions that are ...Please note, for users of ANZ Internet Banking for Business the option to switch off paper statements is not available. The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them.Log in toANZ Internet Banking. ANZ Internet Banking. Forgot login details? New to Internet Banking? Register. Security and Privacy Statement.Find ANZ Support Centre. ANZ Business Essentials. A simple account with no monthly account service fee. It could help make separating your business and personal banking easy. $0 monthly account service fee. Unlimited ANZ ATM and Electronic Transactions disclaimer. Get an ANZ Business Visa Debit card in your business name disclaimer.Internet Banking. Other digital services. Log in. Sign up to receive insights direct to your inbox. Subscribe now. Institutional featured content. ANZ Hydrogen Handbook 2.0. An …9 Dec 2021 ... 'All Hours', out now on Ninja Tune : https://anz.lnk.to/all-hoursYo Subscribe: https://found.ee/anz-ys Directed by Lawrie Miller and Anz ...5 in 5 with ANZ podcast. Join us each morning on 5 in 5 with ANZ, a daily podcast hosted by Bernard Hickey that gives you the five things you need to know about the global economy and financial markets in under five minutes.. And then hear from our global team of economists and strategists who will delve into key market trends and its impacts in Asia …Brewing a little SEO magick. Need some essential oils and sage for the upcoming media phenomenon of the “super blood wolf moon” tonight? How about a cool t-shirt? Etsy witches and ...Fees and charges apply. Australian credit licence number 234527. ANZ Buy Ready™ is a trade mark of ANZ. For ANZ Standard Variable rates the applicable discount from the index rate is 1.20% p.a. for loans with a Loan to Value Ratio (LVR) of greater than 80% and 1.40% p.a. for loans with a LVR 80% or less.The beneficiary's bank may charge the beneficiary fee (s) for receipt of payment. Return. Applicable fee 1% of AUD equivalent (minimum $8) per currency. The calculator assumes you are not buying an ANZ Cash Pack. If you are buying an ANZ Cash Pack, a $5 fee per ANZ Cash Pack applies instead. Additional fees and charges may apply if using an ANZ ...Paying off medical costs is easier said than done for most people. If your bills are too high for comfort, you'll want to try and lower those bills! Call 833-567-4268 By Hal Levy H...Shenzhen's 16,359 all-electric buses are just the beginning. China is racing into what it calls its “new energy” future, the country’s term for electric-powered vehicles, and last ...Other than destroying the sun, there's nothing we can do to prevent solar flares—but we can prepare for them. In the Tom Hanks movie Finch, a massive solar flare destroys the ozone...Need a marketing strategy company in Hyderabad? Read reviews & compare projects by leading marketing strategy firms. Find a company today! Development Most Popular Emerging Tech De...Fees and charges apply. Australian credit licence number 234527. ANZ Buy Ready™ is a trade mark of ANZ. For ANZ Standard Variable rates the applicable discount from the index rate is 1.20% p.a. for loans with a Loan to Value Ratio (LVR) of greater than 80% and 1.40% p.a. for loans with a LVR 80% or less.Google is introducing new ways for users to verify information on Search, the company announced on Tuesday. Google is introducing new ways for users to verify information on Search...With ANZ Smart Choice Pension, you can manage both your pension and your everyday banking online in a way that suits you. You can check your balance, transactions and see your investment performance at a glance. Enjoy easy access via your computer with ANZ Internet Banking and on your smartphone or tablet with the ANZ App (not available on …Find ANZ Support Centre. Find the next big thing at ANZ. If you’re looking for a big challenge, you’ve found it. From the moment you start with us, you belong to a collaborative team that’s working towards a common goal: to improve the financial wellbeing and sustainability of our millions of customers. Search jobs.Internet Banking. Other digital services. Log in. Sign up to receive insights direct to your inbox. Subscribe now. Institutional featured content. ANZ Hydrogen Handbook 2.0. An …CREF EQUITY INDEX ACCOUNT CLASS R4- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies Stocks日本におけるANZ. ANZについてのご案内 . 日本語| English. 各国のローカルマーケットに根ざして顧客ニーズに合った提案を行い、世界とつながる銀行としてサービスを提供し …Our ANZ specialists offer personal and business banking support for things that matter to you, such as buying and owning a home, starting and growing a business or reviewing your insurance and investment needs. When you need time for that important conversation with our bankers, we have different types of branches to suit different customer needs.Our rate offer. With an ANZ Home Loan get the best fixed rate advertised by any major bank 2. We’re checking the rates of ASB, BNZ, Westpac and Kiwibank on their websites every 24 hours, but if you spot something better before taking out or changing your loan, tell us. To find out more, request a Home Loan Check In.General enquiries. Call ANZ on 13 13 14 or +61 3 9683 9999 (from overseas), or message us securely in the ANZ App. With ANZ Internet Banking there are some extra features for business customers such as: The ability to maintain employee payroll lists and make payroll payments. You can have two User IDs to separate your business accounts from your personal accounts. If you require access to both your ANZ personal and business accounts, you need to complete ... ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App. 1. Terms, conditions and eligibility criteria apply. Please refer to the Saver Plus program for more information. ANZ's colour blue is a trade mark of ANZ. The provision of products and services is subject to the laws and regulations of Fiji and ANZ's banking licence in Fiji. Top Personal banking. ANZ Internet Banking helps you get on top of your money, no matter where you are. Update your details, order a replacement card, and more using your …With an ANZ Variable Rate Personal Loan, your interest rate may increase or decrease during the loan term, and so may your repayments. You can make early or extra repayments to pay off the loan faster (and save on interest charges), and redraw any extra money you’ve paid on your loan, without additional costs. ANZ Bank SWIFT code in Australia. The SWIFT/BIC code for ANZ Bank is ANZBAU3MXXX. However, ANZ Bank uses different SWIFT/BIC codes for the different types of banking services it offers. If you’re not sure which code you should use, check with your recipient or with the bank directly. Save on international money transfers. We’re making digital banking easier with our step-by-step printable guides for the ANZ goMoney mobile app, ANZ Internet Banking and ANZ Phone Banking. We also have a range of video guides for Internet Banking. Learn how to: Pay a person or bill; Transfer money between your ANZ accounts; Set up and manage automatic paymentsWhen your fixed rate period ends. It’s easy to refix online via ANZ Internet Banking or ANZ goMoney, or if you’d rather refix over the phone, just call an ANZ Home Loan Coach on 0800 269 4663. Check out our how-to guides for step-by-step instructions on how to re-fix a home loan rate. Internet Banking guide (PDF 1.7MB)ANZ Transactive is our electronic banking portal that allows you to manage your trade finance solutions online across all jurisdictions where ANZ operates, including cash management across the Pacific, Japan, and Laos. For the latest Transactive Trade guides, including, Getting Started, Administration, Reports, Mail Messages, and Notifications ...11 May 2021 ... Reach millions of customers as an Engineer@ANZ. 445 views · 2 years ago ...more. ANZ Australia. 17.4K. Subscribe.ANZ Investments is not an authorised deposit-taking institution under Australian law and investments in the schemes are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’). ANZ Group does not stand behind or guarantee ANZ Investments.The First Electric Car - The first electric car was a major breakthrough. Learn more about the first electric car at HowStuffWorks. Advertisement Although people had been trying wi...ANZ Share Information. Dividends. History, dates and other related information. Learn more. Alternative securities. ADRs, Capital Notes and other treasury products. Learn more. …It takes less than 10 minutes to apply. Other ways to apply: Visit any ANZ Branch or call 13 33 33 Mon to Fri, 8am to 8pm. For joint account applications, after ANZ has opened your account, you will need to visit an ANZ branch with all account holders to sign a Joint Account Authority Form.Whether a project is small -- like steps -- or larger in scope like a patio, figuring how much concrete you need is done the same way. Expert Advice On Improving Your Home Videos L...AFCA is external to ANZ. It provides a free and independent dispute resolution service for individual and small business customers who are unable to resolve their complaints directly with ANZ. Email: [email protected]. Mail: Australian Financial Complaints Authority GPO Box 3 Melbourne, VIC, 3001. Phone: +61 1800 931 678.Speaking at the ANZ Debt Conference earlier in March, Birch said there were three key reasons ANZ expected any rate cuts to be some time away. “Firstly, the …With ANZ Internet Banking there are some extra features for business customers such as: The ability to maintain employee payroll lists and make payroll payments. You can have two User IDs to separate your business accounts from your personal accounts. If you require access to both your ANZ personal and business accounts, you need to complete ...ANZ Coin Deposit Machines sit adjacent to select Smart ATMs allowing customers to deposit loose Australian denomination coins simply and easily. Up to 500 coins or 4kg may be deposited with no pre-bagging or sorting required. Start your transaction by Tap & PIN or inserting a card. Select Deposit. Select Coin Deposit.ANZ Shield. Our free ANZ Shield app (compatible with Android™ and iPhone®) is an extra optional security measure, providing two-factor authentication to verify your online banking details. The app also gives you access to additional online banking features. Learn more about ANZ Shield SMS one-time passcode (OTP)The ANZ Graduate Program is designed to challenge and reward graduates from diverse backgrounds, who want to grow with ANZ. We help develop curious minds and support ambitious people who want to make a difference in an organisation that's reinventing itself to address society's challenges. Start your journey with ANZ.ANZ Business. Business. Whatever size your business, and whether you’re starting out, settling in, or growing overseas, we have the business specialists, expertise, geographic …Get the latest Anz bank news, videos and headlines. Explore more for Anz bank breaking news, opinions, special reports and more on mint.The Australia and New Zealand Banking Group Limited ( ANZ) is a multinational banking and financial services company headquartered in Melbourne, Victoria, Australia. It is …12 Nov 2023 ... Australia's fourth-biggest lender ANZ said surging demand for its institutional banking services propelled its annual profit to a record but ...Speaking at the ANZ Debt Conference earlier in March, Birch said there were three key reasons ANZ expected any rate cuts to be some time away. “Firstly, the …With ANZ Internet Banking there are some extra features for business customers such as: The ability to maintain employee payroll lists and make payroll payments. You can have two User IDs to separate your business accounts from your personal accounts. If you require access to both your ANZ personal and business accounts, you need to complete ... The beneficiary's bank may charge the beneficiary fee (s) for receipt of payment. Return. Applicable fee 1% of AUD equivalent (minimum $8) per currency. The calculator assumes you are not buying an ANZ Cash Pack. If you are buying an ANZ Cash Pack, a $5 fee per ANZ Cash Pack applies instead. Additional fees and charges may apply if using an ANZ ... The beneficiary's bank may charge the beneficiary fee (s) for receipt of payment. Return. Applicable fee 1% of AUD equivalent (minimum $8) per currency. The calculator assumes you are not buying an ANZ Cash Pack. If you are buying an ANZ Cash Pack, a $5 fee per ANZ Cash Pack applies instead. Additional fees and charges may apply if using an ANZ ... Personal banking. ANZ Internet Banking helps you get on top of your money, no matter where you are. Update your details, order a replacement card, and more using your …ANZ Investments is not an authorised deposit-taking institution under Australian law and investments in the schemes are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’). ANZ Group does not stand behind or guarantee ANZ Investments.ANZ has an extensive network of banking specialists and experts spanning close to 30 markets around the world, with an on-the-ground presence in more than 10 markets across Asia. We operate in geographies that represent 75 per cent of global trade flows, which means you’ll find us in Australia, New Zealand, Asia, the Pacific, Europe, North America …ANZ Digital Services All your banking platforms such as Transactive - Global, Transactive Trade, FX Online and more Security centre Stay protected from ever-changing cybersecurity threats Global network We operate in close to 30 markets around the world, including more than 10 markets across AsiaANZ Corporate Services: 0804 1000 269 dan (62 21) 8086 2030. Jam Operasional dari Senin – Jumat 08.30 – 17.00 (Tutup pada hari Sabtu, Minggu dan Hari Libur Nasional) Batas waktu pelayanan. Batas waktu pelayanan kliring lokal Indonesia: Pindah Buku: 16:00 WIB SKN: 14:30 WIBThe ANZ Graduate Program is designed to challenge and reward graduates from diverse backgrounds, who want to grow with ANZ. We help develop curious minds and support ambitious people who want to make a difference in an organisation that's reinventing itself to address society's challenges. Start your journey with ANZ.If you require assistance with your login ID, please contact us by email at [email protected]. Note: If you are not accredited with ANZ, please contact your approved originator company directly for accreditation. Do you need general information about ANZ products and services? - click here.If you like consistency, then you may like ANZ shares. That's because Goldman Sachs is expecting another 75% franked $1.62 per share dividend in FY 2025, …ANZ has agreed to pay $57.5 million to settle a class action lawsuit alleging customers were charged interest on credit card purchases that should have been interest …Bank the way you want. Bank 24/7 with ANZ Internet Banking, our goMoney app or ANZ Phone Banking 1. You can: Check your balance. Transfer money between accounts. Pay bills and people. Manage automatic payments. Get cash from our extensive network of ATMs, and make cash deposits into your account at our Smart ATMs.ANZ Digital Services All your banking platforms such as Transactive - Global, Transactive Trade, FX Online and more Security centre Stay protected from ever-changing cybersecurity threats Global network We operate in close to 30 markets around the world, including more than 10 markets across Asia Return. ANZ offers a range of personal banking services such as internet banking, bank accounts, credit cards, home loans, personal loans, travel and international, investment and insurance. Learn about easy and secure ways to manage your money. Telephone. Fax. Contact email. General enquiries Card enquiries ANZ Internet Banking support eMerchant support. 24 hours, 7 days. 132 411 (local) +679 321 3000 (overseas) +679 3213 756. Online enquiry. That’s why we work 24/7 to keep your banking details secure. Learn more about safeguarding your data and the steps we take to protect you and your money. With ANZ Internet Banking you can transfer money, pay anyone, and see your statements in just a few clicks. With tools for both business and personal customers, you can tick that life admin ... Whether a project is small -- like steps -- or larger in scope like a patio, figuring how much concrete you need is done the same way. Expert Advice On Improving Your Home Videos L...Whatever your role at ANZ, you’ll be involved in meaningful projects that make things better for millions of our customers. But it’s not just our customers who’ll feel your impact. You’ll feel it too, as you continuously learn, experience new things, and get the support of a community to help you take the next big step in your career ...AGCO's Charts Look Positive: Here's How to Harvest Potential Upside...AGCO For his first "Executive Decision" segment of Mad Money Wednesday night, Jim Cramer stepped outsi...ANZ and non-ANZ ATM fee – No charge Transaction fees may apply. Overseas ATM fee – No charge Banks and other financial institutions who own overseas ATMs may charge a fee for using them. Currency conversion charges of 1.3% of the NZD amount also apply to foreign transactions. The beneficiary's bank may charge the beneficiary fee (s) for receipt of payment. Return. Applicable fee 1% of AUD equivalent (minimum $8) per currency. The calculator assumes you are not buying an ANZ Cash Pack. If you are buying an ANZ Cash Pack, a $5 fee per ANZ Cash Pack applies instead. Additional fees and charges may apply if using an ANZ ... If you require assistance with your login ID, please contact us by email at [email protected]. Note: If you are not accredited with ANZ, please contact your approved originator company directly for accreditation. Do you need general information about ANZ products and services? - click here.The September 11th attacks timeline seemed to progress quickly, but the event was years in planning. Check out this timeline of September 11th. Advertisement The terrorist attacks ...ANZ has been in the Philippines since 1990. ANZ Philippines is a fully licensed universal bank supporting corporate and institutional customers with their domestic requirements …At ANZ, we put our customers first. That’s why we work 24/7 to keep your banking details secure. Learn more about safeguarding your data and the steps we take to protect you and your money. In the Security hub we'll …To deregister a device from the ANZ App, tap on Profile, then tap on your name. Next, tap Manage Devices, follow the prompts and you're done. If you can't access the ANZ App to do this, you can do it online by logging in to Internet Banking, clicking Profile, then Profile & Security. From there, you can scroll down to Manage devices and follow ...ANZ Bank SWIFT code in Australia. The SWIFT/BIC code for ANZ Bank is ANZBAU3MXXX. However, ANZ Bank uses different SWIFT/BIC codes for the different types of banking services it offers. If you’re not sure which code you should use, check with your recipient or with the bank directly. Save on international money transfers.Web Login - ANZ Internet Banking. © Australia and New Zealand Banking Group Limited (ANZ) 2024 ABN 11 005 357 522. ABN 11 005 357 522. ANZ's colour blue is a trade mark of ANZ. The provision of products and services is subject to the laws and regulations of Solomon Islands and ANZ's banking licence in the Solomon Islands. Top

ANZ's colour blue is a trade mark of ANZ. The provision of products and services is subject to the laws and regulations of Fiji and ANZ's banking licence in Fiji. Top . Highlights hidden pics

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Contact the ANZ International Sales Team on 1800 352 535 or +61 3 9683 9999, if calling from overseas, between 8am – 7.30pm (AEST) Monday to Friday. To follow up on an existing Domestic Money Transfer, contact ANZ International Support Centre on 1800 681 683 or +61 3 8565 7229, if calling from overseas, between 8am – 5pm (AEST) Monday to ...Most working Australians have a super account. The Superannuation Guarantee means your employer pays 11 per cent of your salary (FY2023/24) into your super account throughout your working life. There are also tax incentives for contributing extra via salary sacrifice or personal contributions.Payments to your credit card using a same-day funds transfer are processed immediately. If you're making a payment to an ANZ credit card, make sure you do so before 8.30pm to ensure it's received to your card account on that day. If we receive any payments after 8.30pm, we'll apply those payments to your card account on the next day.To talk to one of our team at ANZ, please call 0800 269 296 or for more information about ANZ's financial advice service or to view our financial advice provider disclosure statement visit ANZ.co.nz/fapdisclosure. All exchange rates are indicative only and subject to change without notice.A minimum deposit of $5,000 is required to open an ANZ Advance Notice Term Deposit or an ANZ Term Deposit. This calculator has been set to a maximum deposit of $4,999,999. However, investments of $100,000 or more may be subject to different interest rates than those provided in this calculator. Find ANZ Support Centre. Find ANZ. We're here to help you achieve your financial wellbeing goals – whether it's with your everyday banking needs or planning your next big financial move like buying a home or starting a business. Use our search tool to find a Smart ATM or book an appointment to meet with an ANZ specialist near you. CREF EQUITY INDEX ACCOUNT CLASS R4- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies StocksA minimum deposit of $5,000 is required to open an ANZ Advance Notice Term Deposit or an ANZ Term Deposit. This calculator has been set to a maximum deposit of $4,999,999. However, investments of $100,000 or more may be subject to different interest rates than those provided in this calculator.Our ANZ specialists offer personal and business banking support for things that matter to you, such as buying and owning a home, starting and growing a business or reviewing your insurance and investment needs. When you need time for that important conversation with our bankers, we have different types of branches to suit different customer needs.1-on-1 sessions with a Coach. Have questions about ANZ Plus or need some help with using your app? Contact a Coach, learn about our financial wellbeing workshops or browse our commonly asked questions. Consider if right for you. T&Cs & TMD at anz.com.au/plus.Feature availability and design may differ based on the device, operating system, or ANZ Plus app version. Join ANZ Plus for free in minutes! Download the ANZ Plus digital banking app from iOS App Store or Google Play Store today. Transaction fees may apply. Consider if …ANZ Digital Services All your banking platforms such as Transactive - Global, Transactive Trade, FX Online and more Security centre Stay protected from ever-changing cybersecurity threats Global network We operate in close to 30 markets around the world, including more than 10 markets across AsiaWith ANZ Internet Banking there are some extra features for business customers such as: The ability to maintain employee payroll lists and make payroll payments. You can have two User IDs to separate your business accounts from your personal accounts. If you require access to both your ANZ personal and business accounts, you need to complete ...ANZ Bengaluru began its journey 34 years ago in 1989 and is critical to the delivery of ANZ’s operations and strategy. Well established in Bengaluru, we are the largest Banking Operations and Technology Capability Centre of ANZ outside Australia with more than 7,500 full-time employees.About Us. We’re the Joint Accreditation System of Australia and New Zealand — commonly known as JASANZ (pronounced JAZZ ans ). Our purpose is to help businesses, products and people work better. We provide internationally-recognised accreditation services that create economic benefits.ANZ Bank SWIFT code in Australia. The SWIFT/BIC code for ANZ Bank is ANZBAU3MXXX. However, ANZ Bank uses different SWIFT/BIC codes for the different types of banking services it offers. If you’re not sure which code you should use, check with your recipient or with the bank directly. Save on international money transfers.ANZ Corporate Services: 0804 1000 269 dan (62 21) 8086 2030. Jam Operasional dari Senin – Jumat 08.30 – 17.00 (Tutup pada hari Sabtu, Minggu dan Hari Libur Nasional) Batas waktu pelayanan. Batas waktu pelayanan kliring lokal Indonesia: Pindah Buku: 16:00 WIB SKN: 14:30 WIBThe Australia and New Zealand Banking Group Limited (ANZ) is a multinational banking and financial services company headquartered in Melbourne, Victoria, Australia.It is Australia's second-largest bank by assets and fourth-largest bank by market capitalisation.. Its current corporate entity was established on 1 October 1970, when the Australia and New Zealand …See the latest ANZ Group Holdings Ltd stock price (ANZ:XASX), related news, valuation, dividends and more to help you make your investing decisions..

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