Feb 14, 2024 ... Love to curl up with a good book? Me too. Here are my top tips for saving money on books and even finding them for free. Individual Retirement Accounts (IRAs) If you are looking for a safe and simple way to save for your retirement. Open a fixed rate IRA CD with as little as $500. Open an 18 Month Variable Rate CD with as little as $100. Additional deposits in increments of $50 or more can be made without extending the term. Mr. Orbach has served as Executive Chairman of SR Bancorp and Executive Vice Chairman of Somerset Regal Bank since September 2023 in conjunction with SR Bancorp’s acquisition of Regal Bancorp and its subsidiary Regal Bank. Prior to these appointments, Mr. Orbach served as Executive Chairman of the Board of Regal Bancorp since its formation in ...Oct 26, 2023 · Somerset Council, which was formed in April, is facing an estimated budget gap of £80m in 2024/25. ... Somerset Council has to make savings to avoid bankruptcy. Published. 26 October 2023. Share ...Feb 16, 2013 · Somerset Savings Bank is pleased to announce that Mr. Taylor, who was previously president and chief operating officer for the Bank, has now assumed the additional title of chief executive officer. Taylor joined Somerset Savings Bank in 1983 and in addition to his current position has been a member of the Bank’s Board of Directors since … By phone at 732-560-1700 : Monday through Friday - 8:30 am to 5:00 pm. Saturday - 8:30 am to noon. In unrelated initiatives, the two companies are extending their use of open banking to create deeper client relationships. Somerset Savings Bank will convert to a stock-owned bank before merging with Regal Bancorp, the holding company for the $545 million-asset Regal Bank, also in New Jersey.Zelle is a convenient way to send money. using your mobile banking app or online banking account. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes 1, and all ...In unrelated initiatives, the two companies are extending their use of open banking to create deeper client relationships. Somerset Savings Bank will convert to a stock-owned bank before merging with Regal Bancorp, the holding company for the $545 million-asset Regal Bank, also in New Jersey. Free yourself from fees, worries and hassles. Free ATMs worldwide. Free Mobile Banking with Mobile Deposit. Free Online Banking, Online Bill Pay and eStatements. Free Visa ® Check Card. Free checks for life. Unlimited check writing. No monthly fee; interest earned on balances of $500 or more. Open an Account. What does it offer you: Earns interest at highly competitive rates. You get a MasterCard debit card so you can access your money at any time. Full e-banking options including internet banking, mobile banking and ATMs. You get access to a multilingual customer care centre, which is open 24/7. Cheque pay-in is available without reference. Account Alerts Stay connected and in control with Real-Time Alerts. Our Real-Time Alerts let you know the moment something important happens to your account by instantly sending a message via text, email, push notification or to your Online Banking message center. Feb 20, 2024 · Cheryl Ippich is a Branch Manager & Assistant Treasurer at Somerset Savings Bank based in Bound Brook, New Jersey. Cheryl Ippich Current Workplace . Somerset Savings Bank. 2018-present (6 years) Somerset Savings Bank is a community bank. It offers checking accounts such as free checking, checking with interest, free 50+ checking, free 50 ...Feb 14, 2024 ... Love to curl up with a good book? Me too. Here are my top tips for saving money on books and even finding them for free.Everyone forgets these 5 no-brainer money-saving tips. Learn more at HowStuffworks.com about 5 no-brainer money-saving tips everyone forgets. Advertisement No one wants to waste mo...Everyone forgets these 5 no-brainer money-saving tips. Learn more at HowStuffworks.com about 5 no-brainer money-saving tips everyone forgets. Advertisement No one wants to waste mo...Getting started is easy. Simply download the Somerset Mobile for Business app and login with your existing Business Online Banking username and password. Contact us at 732-560-1700 if we may assist you with Somerset Mobile for Business or any other Somerset Regal Bank service. Member FDIC Equal Housing Lender * Messaging and Data rates may apply.Audrey Mothner is a HR Representative at Somerset Savings Bank based in Bound Brook, New Jersey. Audrey Mothner Current Workplace . Somerset Savings Bank. 2019-present (5 years) Somerset Savings Bank is a community bank. It offers checking accounts such as free checking, checking with interest, free 50+ checking, free 50+ checking with interest ...Harris Faqueri. Harris Faqueri. Chief Financial Officer. Harris Faqueri is based out of United States and works at Somerset Savings Bank as Chief Financial Officer. Reveal contact info. Contact details. Work email. h*****@somers***.com. Valid.Learn how much cash you should have in your savings account or emergency fund, and where to keep it to earn a little interest, too. Part-Time Money® Make extra money in your free t...Somerset Savings Bank was established on Jan. 1, 1887. Headquartered in Bound Brook, NJ, it has assets in the amount of $561,386,000. Its customers are served from 7 locations. Deposits in Somerset Savings Bank are insured by FDIC. 802 Somerset Street 908-725-9150. Mailing Address: PO Box 179. Raritan, NJ 08869 . ... Savings(br) Certificates Shred Event Icon. Free(br) Shred Events Somerset Savings Bank Middlesex branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Middlesex, Middlesex county, New Jersey since 1887. Middlesex office is located at 1305 Bound Brook Road, Middlesex. You can also contact the bank by calling the branch phone number at 732-356-2431 User ID: Forgot your user ID? Need help? Contact us at 1-888-643-3888. Not yet enrolled? Sign up for the convenience of e-Bankoh Online Banking today! We promise to keep your personal information private and secure. To learn more, please see our privacy policy. Visit our home page.Research Fee, per hour. $25.00. (One hour minimum, plus photocopy fees) Collection Fee (for incoming collection of a Somerset Savings Bank Account) $25.00. Lost Passbook Fee. $5.00. Copy of a 1099 Form Fee, per form. $6.00.Individual Retirement Accounts (IRAs) If you are looking for a safe and simple way to save for your retirement. Open a fixed rate IRA CD with as little as $500. Open an 18 Month Variable Rate CD with as little as $100. Additional deposits in increments of $50 or more can be made without extending the term.Dec 17, 2014 · It’s easy to get started if you are already a Somerset Savings Bank Online Banking customer. On your mobile device, just open Google Play or the App Store and search for TouchBanking. After you download the TouchBankingapplication, you will need to enter this App Code to activate it: SOMERSETSAV . Enter your Online Banking Access ID.Somerset Savings Bank Flemington branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Flemington, Hunterdon county, New Jersey since 1887. Flemington office is located at 141 Broad Street, Flemington. You can also contact the bank by calling the branch phone number at 908-782-4737Dec 11, 2012 · Bound Brook, NJ --- Somerset Savings Bank is hosting free community shred days at three locations. The events will take place from 9am 1pm at the following locations: Saturday, September 24th- Middlesex Office located at 1305 Bound Brook Rd Saturday, September 24th- Whitehouse Office located at 410 Route 22 West Saturday, October 1st ...With New Zealand money-saving tips like these, you can save on the small stuff to enjoy throwing away your money in one go at SkyCity Casino or a skydive over Taupo. With all the a...Somerset Savings Bank Branch Location at 220 West Union Avenue, Bound Brook, NJ 08805 - Hours of Operation, Phone Number, Routing Numbers, Address, Directions and Reviews. Find Branches Branch spot.Somerset Savings Bank operates with 7 branches in 7 different cities and towns in the state of New Jersey. The bank does not have any offices in other states. Locations with Somerset Savings Bank offices are shown on the map below. You can also scroll down the page for a full list of all Somerset Savings Bank New Jersey branch locations with ...Oct 26, 2023 · Somerset Council, which was formed in April, is facing an estimated budget gap of £80m in 2024/25. ... Somerset Council has to make savings to avoid bankruptcy. 26 October 2023.Sep 20, 2023 · Somerset Savings Bank, SLA formed in 1887, is a New Jersey savings and loan association. Somerset Savings is a full-service community bank headquartered in Bound Brook, New Jersey that operates ... Somerset Savings is a full-service community bank headquartered in Bound Brook, New Jersey that operates seven branches in Hunterdon, Middlesex and Somerset …Sep 20, 2023 · At June 30, 2023, Somerset Savings had approximately $651.5 million in total assets, $362.3 million in net loans, $503.9 million in deposits and total equity of $ 122.1 million. At June 30, 2023, Regal Bancorp had approximately $461.8 million in total assets, $336.6 million in net loans, $389.1 million in deposits and total equity of $ 51.5 ...Somerset Trust competitors ; Greenfield Savings Bank1869. 1869, $38.0M · 130, 5 ; Citizens South Bank-. -, $55.4M · 201, -.Sep 20, 2023 · At June 30, 2023, Somerset Savings had approximately $651.5 million in total assets, $362.3 million in net loans, $503.9 million in deposits and total equity of $122.1 million.Feb 5, 2024 · The Somerset Mobile Banking App is free* and allows you to: • View your Instant Balance with a single tap, or login to view your Account History including check images. • Transfer funds between your accounts. • Schedule a Transfer in the future, or set up a recurring transfer. • Pay bills, manage bill pay contacts and view bill payment ...Call us weekdays between 10.00am and 1:00pm on 0800 304 7041. Kestrel Court, Harbour Road, Portishead, North Somerset BS20 7AN. Follow Us. Find Us here: Westcountry Savings and Loans - Providing ethical and responsible regulated financial products to over 3,200 members throughout the South-West.With Online Banking you can manage all of your financial accounts in one place with these convenient features: Check account balances. Transfer funds between your accounts. Make loan payments. Search transaction history. View check images. View, print, or download account statements. Set up email or text alerts. Pay Bills.SR Bancorp Inc. - Governance - Executive Management. Executive Management. David M. Orbach Executive Chairman. William P. Taylor Chief Executive Officer. Christopher J. …Somerset Savings Bank Manville branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Manville, Somerset county, New Jersey since 1887. Manville office is located at 41 South Main Street, Manville. You can also contact the bank by calling the branch phone number at 908-722-0265We are happy to offer our customers secure online banking from virtually any device that has a web browser. After you enroll and log in, you'll be able to access your accounts and manage …Direct Deposit. Make a deposit without making a trip to the bank. It's the fastest, easiest, safest way to have payroll, social security, dividend, pension or government checks deposited to your account. It's easy to sign up for direct deposit. Stop by any of our branch locations. We will be happy to assist you. Free Visa ® Check Card.If you want to know how to save money on gas when prices are high, take these steps to stop high gas prices from eating away at your profit margins. The all-time high gas prices in...Jan 30, 2024 ... One of his decisions was to make savings in local authority budgets. At that time, that was a necessity. What we also saw under the coalition, ...Get ratings and reviews for the top 11 gutter guard companies in Somerset, KY. Helping you find the best gutter guard companies for the job. Expert Advice On Improving Your Home Al...Vice President at Somerset Savings Bank New York City Metropolitan Area. Elma Pitts Internal Auditor at Amboy Bank Old Bridge, NJ. Paulina Baque-Ramos Mortgage Loan Officer at Somerset Savings ... VIEW account balances and transactions. TRANSFER funds internally and externally. CHAT with CNB staff in real-time during business hours. PAY bills. MANAGE debit cards and set travel alerts. DEPOSIT checks remotely on the app - see mobile deposit user agreement. Zelle®. LogIn to CNB Online Banking. Enroll in CNB Online Banking. Statement Savings. If you want a simple way to start saving and to earn a competitive rate while having the convenience of 24/7 access to your money. Unlimited deposit and in-person …Serving Customers from the 19th Century into the Future & Beyond. With digital banking you can conveniently access your accounts and manage your finances 24 hours a day, 7 days a week. Mobile App. Online Banking. Activate a New Debit Card. Digital Wallet. Increase Debit Card Limit. Manage Debit Card. P2P Payments.Jan 6, 2024 · Papers published today give further details of Somerset Council’s plans to bridge a £100m funding gap for the next financial year. Council Leader, Councillor Bill Revans, said the Council has been left with no option but to consider “unprecedented” and “heart-breaking” steps including reductions to services and a 10% increase in Council Tax.Somerset Savings is a full-service community bank headquartered in Bound Brook, New Jersey that operates seven branches in Hunterdon, Middlesex and Somerset …About Somerset Savings. Somerset Savings Bank, SLA formed in 1887, is a New Jersey savings and loan association. Somerset Savings is a full-service community bank headquartered in Bound Brook, ...SIPP: free of CGT but not income tax. Rate limited to £3.6k in my case. It can be free of income tax, I transferred my SIPP into my ISA tax-free while I had a low income after retiring. The SIPP included DC pension savings while I was working (AVCs, most people will use a …Mar 15, 2024 · 0.35%. 48 Month. 0.40%. 0.40%. 60 Month. 0.55%. 0.55%. Minimum balance to open an account and earn interest is $500, except for the 18 Month Variable IRA which has a $100 minimum. Additional deposits can be made to the 18 Month Variable IRA in increments of $50 or more without extending the term. SOMERSET SAVINGS BANK, SLA (the "Bank"), announced today net income of $1.6 million for the year ended June 30, 2023 (unaudited), compared to net income of $1.9 …Somerset Savings Bank Manville branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Manville, Somerset county, New Jersey since 1887. … Somerset Regal Mobile Banking. Our free Somerset Regal Mobile Banking App for iPhone ® and Android ® lets you check balances, transfer funds, pay bills, set up alerts and make remote mobile deposits just by snapping a photo on your phone. It's fast, easy and secure! View account balances and transaction history. Transfer money between accounts. * Wireless carrier, text and/or data charges may apply. 1 If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early™. Whether a direct deposit is eligible for Paid Early is at our discretion and we cannot guarantee that you …Sep 20, 2023 · Somerset Savings Bank, SLA formed in 1887, is a New Jersey savings and loan association. Somerset Savings is a full-service community bank headquartered in Bound Brook, New Jersey that operates ... Sep 11, 2023 · About Somerset Savings. Somerset Savings Bank, SLA formed in 1887, is a New Jersey savings and loan association. Somerset Savings is a full-service community bank headquartered in Bound Brook, ... Dec 13, 2023 · Somerset Council is launching a public consultation on its budget, offering residents and businesses the chance to have their say as the authority faces a financial emergency. The consultation is open to everyone and the results will help influence Councillors as they look to set a balanced budget in February 2024. I urge everyone to take part ...More elderly and disabled people will be supported to live in their own homes as part of a £14m savings plan. A new strategy for adult social care has been signed off by Somerset Council, using a ...Jul 27, 2022 · Bound Brook-based Somerset Savings Bank announced it will convert into a new stock form organization and then merge with Livingston-based Regal Bank, creating Somerset Regal Bank, a commercial bank, the parties said this week. The conversion, offering and merger — which still require various approvals — are expected to be …In unrelated initiatives, the two companies are extending their use of open banking to create deeper client relationships. Somerset Savings Bank will convert to a stock-owned bank before merging with Regal Bancorp, the holding company for the $545 million-asset Regal Bank, also in New Jersey. Mr. Orbach has served as Executive Chairman of SR Bancorp and Executive Vice Chairman of Somerset Regal Bank since September 2023 in conjunction with SR Bancorp’s acquisition of Regal Bancorp and its subsidiary Regal Bank. Prior to these appointments, Mr. Orbach served as Executive Chairman of the Board of Regal Bancorp since its formation in ... Jul 25, 2022 · Somerset Savings Bank plans to convert from a mutual to a stock bank and offer shares to certain depositors in a subscription and community offering. It will also merge with Regal Bancorp, a Maryland-based bank, and change its name to Somerset Regal Bank. Jul 21, 2023 · Somerset Savings Bank, SLA formed in 1887, is a New Jersey savings and loan association. Somerset Savings is a full-service community bank headquartered in Bound Brook, New Jersey that operates ...Jan 21, 2024 · Northern California National Bank provides excellent service to its customers in Online Banking, Personal and Business Checking, Savings, Retirement IRAs, Money Markets and Loans along with other services. This commitment is multi-faceted and multi-layered throughout every department. Our Mission. Ever since we opened our doors in 1887, Somerset Regal Bank has focused on meeting the ever-changing needs of our customers and the communities we serve. A large part of serving our customers to the best of our ability comes down to staying on solid financial footing ourselves. We are proud of the safe and conservative manner in ... Investor Relations. SR Bancorp, Inc. is a Maryland corporation and the holding company for Somerset Regal Bank, a New Jersey-chartered stock commercial bank headquartered in Bound Brook, New Jersey, with offices in Essex, Hunterdon, Middlesex, Morris, Somerset and Union Counties in New Jersey. Somerset Regal Bank was established in 1887 as The ...Personal. Let's Connect! Customer Care 855.527.4111. FIND A BRANCH. CHAT WITH US. Telephone Banking 877.372.2447. Sign up for our. for the latest updates, alerts & news straight to your inbox! bankESB Sign-up form.Money's best savings accounts, including PenFed (best credit union); Discover (best for no fees); CIT (best for account variety) By clicking "TRY IT", I agree to receive newsletter...With Online Banking you can manage all of your financial accounts in one place with these convenient features: Check account balances. Transfer funds between your accounts. Make loan payments. Search transaction history. View check images. View, print, or download account statements. Set up email or text alerts. Pay Bills.SOMERSET SAVINGS BANK, SLA ANNOUNCES YEAR END FINANCIAL RESULTS. SOMERSET SAVINGS BANK, SLA (the "Bank"), announced today net income of $1.6 million for the year ended June 30, 2023 (unaudited ...First National Community Bank Online Banking. Log in to your account and enjoy the convenience of banking online anytime, anywhere. You can check balances, pay bills, transfer funds, deposit checks, and more with our secure and easy-to-use app.Somerset Trust Company's savings rates are at 0.11%. Somerset Trust Company's money market rates are at 0.11%. To see how these rates compare to Somerset Trust Company CD rates , feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Somerset Trust Company, savings rates and money market rates, with rates from …Dec 13, 2023 · Somerset Council is launching a public consultation on its budget, offering residents and businesses the chance to have their say as the authority faces a financial emergency. The consultation is open to everyone and the results will help influence Councillors as they look to set a balanced budget in February 2024. I urge everyone to take part ... Individual Retirement Accounts (IRAs) If you are looking for a safe and simple way to save for your retirement. Open a fixed rate IRA CD with as little as $500. Open an 18 Month Variable Rate CD with as little as $100. Additional deposits in increments of $50 or more can be made without extending the term. All Savings and Money Market Accounts come with the following benefits: Interest is compounded and paid monthly on collected funds. Six withdrawals permitted each month at no cost (the excess withdrawal fee for each additional withdrawal is temporarily waived) Overdraft protection option to link to your checking account. Individual Retirement Accounts (IRAs) If you are looking for a safe and simple way to save for your retirement. Open a fixed rate IRA CD with as little as $500. Open an 18 Month Variable Rate CD with as little as $100. Additional deposits in increments of $50 or more can be made without extending the term. Which is better for a 45-year-old: a 403(b) retirement account or a Roth IRA? And what's the difference between the two savings accounts? By clicking "TRY IT", I agree to receive n...LDRS. Somerset's new unitary authority faces a "huge challenge" finding savings of £38m in its first year. Somerset County Council and four district councils are set to be replaced by Somerset ...What does it offer you: Earns interest at highly competitive rates. You get a MasterCard debit card so you can access your money at any time. Full e-banking options including internet banking, mobile banking and ATMs. You get access to a multilingual customer care centre, which is open 24/7. Cheque pay-in is available without reference.Jul 25, 2022 · BOUND BROOK, N.J. and LIVINGSTON, N.J., July 25, 2022 /PRNewswire/ -- Somerset Savings Bank, SLA ("Somerset Savings") announced today that its Board of Directors has adopted a plan of conversion ... If you want to know how to save money on gas when prices are high, take these steps to stop high gas prices from eating away at your profit margins. The all-time high gas prices in...
Trust and Investment Services: • Are not insured by the FDIC or any other federal government agency • Are not deposits of, nor guaranteed by Country Club Bank, Country Club Trust Company or any of its affiliates. • May lose value. Country Club Trust Company (CCTC) is a division of Country Club Bank. CCTC does not provide legal or tax advice.. Hoxy vpn
Mortgages Whether you're planning to buy your first home, move up to something larger, or refinance your current home, we're ready to help. If you're a first-time homebuyer, we offer free mortgage counseling--just call us at 732-560-1700. Depending on your preference, you can apply for a Citizens savings account online, over the phone, or at any Citizens branch. To apply online, just select the appropriate link from the top of this page and find the account you wish to open. You will then see instructions about applying online. What is APY? Three Fantastic Choices. Whatever your goals, whatever your income, our savings accounts make it easier to set money aside for tomorrow! Comparison table of personal savings accounts. - Regular Savings Accounts. Regular Savings Accounts. Minimum opening balance. $25.00. Minimum monthly balance.Somerset Regal Bank. 4 of 4 Job Opportunities. All Departments. All Locations. Job, Post Date , Department. Location. Head Teller 03/12/2024. Flemington Branch. BSA Officer 02/24/2024. Livingston. Bank Teller 01/16/2024. Roseland Branch. Floating Bank Teller.Livingston area 12/1/2023. Livingston.Get ratings and reviews for the top 12 pest companies in Somerset, KY. Helping you find the best pest companies for the job. Expert Advice On Improving Your Home All Projects Featu...Sep 20, 2023 · Somerset Savings Bank, SLA formed in 1887, is a New Jersey savings and loan association. Somerset Savings is a full-service community bank headquartered in Bound Brook, New Jersey that operates ... SOMERSET SAVINGS BANK, SLA (the "Bank"), announced today net income of $1.6 million for the year ended June 30, 2023 (unaudited), compared to net income of $1.9 … Somerset Savings Bank Raritan branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Raritan, Somerset county, New Jersey since 1887. Raritan office is located at 802 Somerset Street, Raritan. You can also contact the bank by calling the branch phone number at 908-725-9150 In Africa, the causes of air pollution are subtle but deadly. Somerset West, South Africa When Carlos Dora of the World Health Organization put up his slide on air pollution estima... VIEW account balances and transactions. TRANSFER funds internally and externally. CHAT with CNB staff in real-time during business hours. PAY bills. MANAGE debit cards and set travel alerts. DEPOSIT checks remotely on the app - see mobile deposit user agreement. Zelle®. LogIn to CNB Online Banking. Enroll in CNB Online Banking. What does it offer you: Earns interest at highly competitive rates. You get a MasterCard debit card so you can access your money at any time. Full e-banking options including internet banking, mobile banking and ATMs. You get access to a multilingual customer care centre, which is open 24/7. Cheque pay-in is available without reference. Free yourself from fees, worries and hassles. Free ATMs worldwide. Free Mobile Banking with Mobile Deposit. Free Online Banking, Online Bill Pay and eStatements. Free Visa ® Check Card. Free checks for life. Unlimited check writing. No monthly fee; interest earned on balances of $500 or more. Open an Account. Somerset Savings Bank in 08805 The Somerset Savings Bank is located in Bound Brook with zip code of 08805. You will find the details for this branch with the hours of operation, phone numbers, address and driving directions.Somerset Savings Bank Online Banking Login · Click this link https://www.somersetsavings.com/ to access Somerset Savings Bank website · In the homepage, enter .....Bank-By-Phone. Sometimes you need information on your account, but don't have a computer at your fingertips. For those moments, simply call us toll-free at 1-800-420-1220. You can manage your money right from your telephone. Check account balances. Get information on your loan or mortgage. Transfer funds.Somerset Savings Bank, SLA Announces Year End Financial Results. Sep 11, 2023. SR Bancorp Announces Expected Closing Date of Conversion and Merger Transactions. View …Investments, properties and savings (capital). Capital is anything that has a monetary value, such as land and property, investments and savings. You will not ...Somerset Savings Bank. 4.5 star. 115 reviews. 1K+. Downloads. Everyone. info. Install. About this app. arrow_forward. Mobile Banking from Somerset Regal Bank lets you …You’re 50 years of age or more and you want an everyday account that also earns a competitive rate of interest. You can open an account with only $50. Plus you get free checks for life. Free yourself from fees, worries and hassles. Free ATMs worldwide. Free Mobile Banking with Mobile Deposit. Free Online Banking, Online Bill Pay and eStatements.Aug 10, 2023 · Bank Merger: The merger of Acquiree Bank with and into the Bank, pursuant to a bank merger agreement that is an exhibit to the Merger Agreement. BHCA: The Bank Holding Company Act of 1948, as amended. Charter Conversion: The conversion of the charter of the Bank from a New Jersey savings association to a New Jersey commercial bank. Common …Bound Brook-based Somerset Savings Bank announced it will convert into a new stock form organization and then merge with Livingston-based Regal Bank, creating ….