Diamond Cubic. John Baez / 1 October, 2016. Diamond Cubic – Greg Egan. This picture by Greg Egan shows the pattern of carbon atoms in a diamond, called the ‘diamond cubic’. Each atom is bonded to four neighbors. This pattern is found not just in carbon but also other elements in the same column of the periodic table: silicon, …Diamond Credit Union offers a convenient and secure way to pay your bills, transfer funds, and manage your finances with CUI Pay. Log in with your NetBranch account and enjoy the benefits of online banking anytime, anywhere.Deposit a fixed amount of money for a set period of time and earn a market-leading rate on your funds. Members can open a Regular Share Certificate with a minimum investment of just $1,000. Diamond’s Jumbo Share Certificates are also available, featuring a super-sized rate with a minimum deposit of $75,000.Diamond is a crystal structure with a face centered cubic Bravais lattice and two atoms in the basis. Carbon, silicon germanium, and α-tin form this crystal structure. The conventional unit cell is a cube with sides of a. There are 8 atoms in the conventional unit cell. Corners: 8 × ⅛ = 1, faces: 6 × ½ = 3, interior: 4.DETAILS. Make an easy, fast payment for your loan or credit line using any payment method you desire. 2014-2021 Diamond Credit Union. Accessing services constitutes …Diamond Credit Union is the 15th largest credit union in Pennsylvania, and currently holds over $900 million in assets with over 64,000 members. Since 1947, they have invested in their commitment to genuine, personal connections with their members. As a full-service, community-chartered credit union, they serve Berks, Montgomery, Chester, and ...Diamond has a superior thermal conductivity, but the diamond particles reinforced Cu matrix composites exhibit thermal conductivities far from expected. Here an ultrahigh thermal conductivity of 1050 W/mK is realized in a Cu/diamond composite via a discrete in situ carbide interlayer and a bimodal diamond particle strategy. The high …Diamond/aluminum (Dia/Al) composites were fabricated by powder metallurgy using starting Al powders of different size. Effect of matrix-to-reinforcement particle size ratio (PSR) on diamond particle dispersion was revealed, and higher thermal conductivity of Dia/Al composites with a certain volume fraction was achieved by …Diamond Credit Union is a Pennsylvania state-chartered and federally-insured credit union serving Berks, Montgomery, Chester and Bucks Counties. Diamond has been offering low cost financial services with world class service since 1947. As a not-for-profit financial cooperative, it is owned and operated by its members and is one of the area’s ...In this paper, the two-flume method was used to study the change laws of the thermal conductivity and thermal expansion coefficient of diamond/Cu composite materials with 100, 300, and 500 cycle numbers, under the action of thermal shock load between −196 and 85 °C; the X-ray diffraction method (XRD) was used to study the change of the … Diamond CU Wyomissing Branch 1500 Ethan Drive Wyomissing, PA 19610 . Phone Number: Click-to-Call: (610) 326-5490. Toll-Free: Click-to-Call: (800) 593-1000. Charter ... Diamond CU is a community-chartered credit union serving Berks, Montgomery, Chester and Bucks Counties. It offers banking, loans, insurance, financial planning and more for …W C@diamond/Cu composites have a thermal diffusivity of as high as 331 mm s-1, and their. thermal expansion coefficient is as low as 1.76×10 -6 K -1. The interface coherent structure of. gradient ... Tower Health Reading Hospital Branch. Address: Diamond CU Tower Health Reading Hospital Branch 420 South 5th Avenue R Building West Reading, PA 19611 ( Map) Phone Number: (610) 326-5490. Toll-Free: (800) 593-1000. Website: Visit Website. In this present work, 1 vol% Cu-plated diamond/Cu metamaterials with three various TPMS (Gyroid-G, Schwarz Primitive-P, Diamond-D) structures were successfully fabricated via SLM for the first time. Their bi-functional heat transfer and compression behaviors were evaluated by measurement and numerical simulation for three TPMS (G, …Credit Builder Loan. Local Phone Number: 610-326-5490. Toll Free Phone Number: 800-593-1000. Routing Number: 231385154. Build a healthy credit history with Diamond Credit Union's credit builder loan. Or, view our unsecured personal loan options. Contact a …Diamond is a crystal structure with a face centered cubic Bravais lattice and two atoms in the basis. Carbon, silicon germanium, and α-tin form this crystal structure. The conventional unit cell is a cube with sides of a. There are 8 atoms in the conventional unit cell. Corners: 8 × ⅛ = 1, faces: 6 × ½ = 3, interior: 4.In this work, Cu-diamond/Cu-diamond-Cu 2 NiAlAgZn bi-layer coatings were prepared via mechanical alloying on copper substrate, in which Cu-diamond was the inner layer and Cu-diamond-Cu 2 NiAlAgZn was the outer layer. The results revealed that the quinary alloy Cu 2 NiAlAgZn HEAs has simple FCC solid solution structure and the …Labor Day – Monday, September 2, 2024 – CLOSED. Columbus Day – Monday, October 14, 2024 – CLOSED. Veterans Day – Monday, November 11, 2024 – CLOSED. Thanksgiving – Thursday, November 28, 2024 – CLOSED. Christmas Day – Wednesday, December 25, 2024 – CLOSED. Check out our calendar of events for holiday hours, …Diamond/Cu composites are widely studied as a new generation of thermal management materials in the field of electronic packaging and heat sink materials. The surface modification of diamond can improve interfacial bonding between the diamond and Cu matrix. The Ti-coated diamond/Cu composites are pr …Hazard insurance covers the structure of your home and helps you repair or rebuild if your home is damaged from fire, hurricane, hail, lightning, or other listed disaster. A typical homeowners insurance policy usually does not cover damage from floods, earthquakes, or general wear and tear. Detached buildings like garages, sheds, or barns …In this present work, 1 vol% Cu-plated diamond/Cu metamaterials with three various TPMS (Gyroid-G, Schwarz Primitive-P, Diamond-D) structures were successfully fabricated via SLM for the first time. Their bi-functional heat transfer and compression behaviors were evaluated by measurement and numerical simulation for three TPMS (G, …Start with these 3 basic steps: 1. Check your credit report for errors. A mistyped social security number, applying for credit under a formal name and nickname (Andrew vs Andy) or other clerical errors can easily add incorrect information onto your report, dragging down your score a result. 2. Existing homeowners can take advantage of the current competitive rates and save thousands by refinancing your mortgage with Diamond. For anyone dreaming of buying a home, who wants a partner in the homebuying process who will educate you, and be by your side every step of the way, the Diamond Credit Union Mortgage Center will help you get ... The Diamond Cup is one of Australia's largest youth football competitions. Held on Sydney's North Shore, the Diamond Cup hosts over 500 players who play over three days in summer. The Diamond Cup runs on average 100 games a day and is an incredible event for the competitors and spectators.Who We Are. Just like in any other aspect of life, financial growth is important. Since our doors opened in July 1947 we’ve been creating more opportunities for our members to …The research progress of diamond/Cu composite is introduced systematically. The guiding factors of high thermal conductivity of diamond/Cu composite are emphatically analyzed. The progress and problems in the application of diamond/Cu composite are discussed. The future research directions of diamond/Cu composite are … Who We Are. Diamond Valley Federal Credit Union is a full-service financial institution serving those who live, work, worship or attend school in Vanderburgh and Warrick Counties, or is an immediate family member of someone that does. Since our start in 1961, Diamond Valley FCU has grown by providing our members low cost products and services ... Diamond. Typically yellow, brown, or gray to colorless. Less often blue, green, black, translucent white, pink, violet, orange, purple, and red. Diamond is a solid form of the element carbon with its atoms arranged in a crystal structure called diamond cubic. Another solid form of carbon known as graphite is the chemically stable form of carbon ...Diamond is a not-for-profit, member-owned credit union. There’s a big difference between credit unions and commercial banks. While banks have to produce profits for shareholders, as a credit union, our profits are shared with our members – that means the more we grow, the more you benefit. As a credit union, Diamond distributes profits to ...Contact the credit union at (610) 326-5490. Checking Accounts (Share Draft) - Manage your daily finances with convenient checking accounts. According to the NCUA Diamond Credit Union has 48,600 checking accounts held by members. Free Share Drafts / Free Checking - Benefit from free share drafts with special checking account services.It’s easy to become a member of Diamond Credit Union and to start taking advantage of the benefits of membership. You can sign up with our easy online application or by calling 610-326-5490 to speak with a dedicated Diamond representative. If you live, work, or attend school in Berks, Montgomery, Chester or Bucks Counties you are eligible for ...Wed: 9:00 am to 5:00 pm. Thurs: 9:00 am to 7:00 pm. Fri: 9:00 am to 6:00 pm. Sat: Contact Center only 8:00 am to 1:00 pm (Branch Closed) Sun: Closed. Diamond is a full-service, award-winning credit union in Gilbertsville, PA. High quality, community-driven banking services for 75+ years. Join today.Business Services. Running a small business involves a lot of tasks that aren’t associated with the core purpose of your business. These small business financial solutions ranging from loans to everyday finances with additional services to assist in running your business. Local service team and decision-making offering small business banking ...Fig. 2 a presents the representative microstructure of the diamond/Cu joint bonded with the Au–Si interlayer and NiTi particles at 600 °C for 30 min. In the seam, a gray phase composed of Au–Cu–Si (point A) and the radial whiskers around NiTi particles were formed, and the massive acicular whiskers composed of Cu–Ti–Si were embedded in the …Diamond Credit Union is a not-for-profit financial institution serving the people of Berks County and the TriCounty Area. When you become a member of Diamond...Rapid Manufacturing of Diamond/Cu Composites Prepared Via Ultrasonic Consolidation. Number of pages: 16 Posted: 27 Aug 2022. Downloads 11. Abstract. A rapid low-temperature solid-phase preparation method for diamond/copper composites based on an ultrasonic consolidation process is proposed.Wyomissing Branch. 1500 Ethan Drive. Wyomissing, PA 19610. (Corner of Broadcasting & Paper Mill Roads) Mailing address: 1600 Medical Drive, Pottstown, PA 19464. Make an appointment for Wyomissing. Get Directions.Manage and maximize your money with these banking tools. For individuals who want to make managing and maximizing their dollars a cinch, Diamond Credit Union’s Account Management Tools can help accomplish several tasks. The know-how on depositing money, protecting money from overdrafts, taking a break from loan payments, and …Diamond Bank The Natural Choice for Community Banking. !! SCAM ALERT !! Please be cautious with any phone calls or text messages that you receive from our Fraud Department. A scammer has "spoofed" the phone number, so it may look like the call/text is from Diamond Bank. You can immediately contact your local bank branch to confirm the …Up to 48 months. 6.49% APR. Up to 72 months. 7.29% APR. 73 months +. 7.99% APR. Apply For: Motorcycle Pre-Approval Motorcycle Purchase Motorcycle Refinance. For assistance, contact a Diamond Representative by calling 610-326-5490. Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to …Rapid Manufacturing of Diamond/Cu Composites Prepared Via Ultrasonic Consolidation. Number of pages: 16 Posted: 27 Aug 2022. Downloads 11. Abstract. A rapid low-temperature solid-phase preparation method for diamond/copper composites based on an ultrasonic consolidation process is proposed.Then, diamond/Cu composites with WC coated on the surface of diamond particles was prepared by vacuum pressure infiltration. Copper alloy contained a small amount of Cr, B, Ti, Co and other active elements by atomic method to improve interfacial bonding and thermal conductivity of the composites, and synthesized diamond/Cu … It’s easy to become a member of Diamond Credit Union and to start taking advantage of the benefits of membership. You can sign up with our easy online application or by calling 610-326-5490 to speak with a dedicated Diamond representative. If you live, work, or attend school in Berks, Montgomery, Chester or Bucks Counties you are eligible for ... For additional payment options and to avoid identifying yourself every time, login to online banking or create an account today. Identify Your Account. Member Number. Social Security Number (SSN) Vehicle Identification Number (VIN) Please complete the following to confirm your identity: Member Name. First word in Members First and Last name.Wed: 9:00 am to 5:00 pm. Thurs: 9:00 am to 7:00 pm. Fri: 9:00 am to 6:00 pm. Sat: Contact Center only 8:00 am to 1:00 pm (Branch Closed) Sun: Closed. Diamond is a full-service, award-winning credit union in Royersford, PA. High quality, community-driven banking services for 75+ years. Join today.Create positive energy through your actions. Act with integrity in all situations. Share and embrace new ideas. Take initiative to make an impact. Get it right the first time. Challenge yourself to maximize your potential. It’s no wonder that Diamond has been named one of the Best Places to Work in PA year after year.Figure 1b, c shows the high-magnification SEM of HPHT–PM samples. Here, debonding between the metal-matrix and the diamond particles occurs and macro-cracks at the diamond-Cu interface are visible. The same defects, however, cannot be observed in HPHT–IM samples (cf. the high-magnification image of Fig. 1e). Figure 1f shows that the …Diamond Credit Union will credit the member up to $300 towards their first payment after vehicle is financed through Diamond Credit Union. Offer void when 7-day Repurchase Agreement is activated. Offer valid only on Enterprise vehicles purchased 03/15/24 – 04/30/24. No cash advances. Offer cannot be combined. About Diamond Credit Union. Diamond Credit Union was chartered on Jan. 1, 1947. Headquartered in Pottstown, PA, it has assets in the amount of $450,432,908. Then, diamond/Cu composites with WC coated on the surface of diamond particles was prepared by vacuum pressure infiltration. Copper alloy contained a small amount of Cr, B, Ti, Co and other active elements by atomic method to improve interfacial bonding and thermal conductivity of the composites, and synthesized diamond/Cu … Diamond Credit Union Routing Number: 231385154. Need help with your Diamond account? We're happy to assist you. Contact our expert fiancial team online or via phone, email, or in-person. Cu-Diamond (DMCH) is a composite material of diamond and Copper. Although it has thermal expansion coefficient close to that of compound semiconductor material (GaAs and GaN), it has thermal conductivity higher than that of Copper. It allows the forming of various metallizing thin films for chip mounting and wire bonding. Properties. The use of a micro heat sink is an effective means of solving the problem of high-power chip heat dissipation. Diamond/Cu composites exhibit high thermal conductivity and a linear thermal expansion coefficient that is compatible with semiconductor materials, rendering them ideal micro heat sink materials. The aim of this study was to fabricate …The maximum Annual Percentage Rate that can be charged is 18%. The line has a variable rate feature and the Annual Percentage Rate and the minimum monthly payment can change as a result. Other terms and conditions apply based on the type of loan you establish. Consult your tax advisor regarding the deductibility of mortgage interest and …Diamond Cubic Crystal Structure is explained in this videoOctahedral and Tetrahedral sites in FCC: https://www.youtube.com/watch?v=ZQnzvKroLu0Octahedral and ...Here, diamond/Cu-B composites with different boron content were prepared by vacuum pressure infiltration. Diamond/Cu-B composites up to 694 W/(mK) were obtained. The interfacial carbides formation process and the enhancement mechanisms of interfacial heat conduction in diamond/Cu-B composites were studied by HRTEM and …Diamond Cubic Crystal Structure is explained in this videoOctahedral and Tetrahedral sites in FCC: https://www.youtube.com/watch?v=ZQnzvKroLu0Octahedral and ...With Diamond Credit Union's updated mobile app, you can view account balances, transaction history, transfer funds, pay bills, find branches, and deposit checks …Diamond/Cu composites have great potential applications in thermal management for its high thermal conductivity (TC), low expansion, good heat and corrosion resistance. However, the weak interfacial bonding between diamond and Cu often deteriorates its properties and interface modification design is considered as an effective …Join your friends and neighbors in belonging to an award-winning credit union! Diamond Credit Union is the 15th largest credit union in Pennsylvania, and currently holds over $900 million in assets with over 64,000 members.Diamond has a superior thermal conductivity, but the diamond particles reinforced Cu matrix composites exhibit thermal conductivities far from expected. Here an ultrahigh thermal conductivity of 1050 W/mK is realized in a Cu/diamond composite via a discrete in situ carbide interlayer and a bimodal diamond particle strategy. The high …REGISTERED USERS SIGN IN. User Name. Forgot User name? Up to 48 months. 6.49% APR. Up to 72 months. 7.29% APR. 73 months +. 7.99% APR. Apply For: Motorcycle Pre-Approval Motorcycle Purchase Motorcycle Refinance. For assistance, contact a Diamond Representative by calling 610-326-5490. Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and ... Some excellent and exhaustive reviews have detailed various aspects of individual diamond films, reflecting their tremendous advances in the past [2, 4, 6, 7∗, 8∗].Different from these comprehensive surveys on individual diamond films, this perspective revisits the synthesis of DCs, provides a guideline for their electrochemical …Diamond/Cu composites have great potential applications in thermal management for its high thermal conductivity (TC), low expansion, good heat and corrosion resistance. However, the weak interfacial bonding between diamond and Cu often deteriorates its properties and interface modification design is considered as an effective …Diamond/Cu composites have great potential applications in thermal management for its high thermal conductivity (TC), low expansion, good heat and corrosion resistance. However, the weak interfacial bonding between diamond and Cu often deteriorates its properties and interface modification design is considered as an effective …196 Citations. 251 Altmetric. Metrics. Self-assembling colloidal particles in the cubic diamond crystal structure could potentially be used to make materials with a photonic bandgap 1, 2, 3. Such ...Rates shown for 2nd Mortgage Home Equity Loans are 80% loan to value. APR = Annual Percentage Rate. *Home Equity Loan: An APR of 5.50% would require a monthly payment of $6.88 per $1,000 borrowed. The payment example does not include amounts for taxes and insurance premiums; the actual payment obligation will be greater.Rate. Growth Checking. $1,000 Minimum Deposit*. .10% Annual Percentage Yield. $10,000 Minimum Deposit*. .20% Annual Percentage Yield. *Growth Checking: $1,000 minimum daily balance required to open and earn dividends. A minimum daily balance of $1,000 must be maintained to avoid a $5.95 monthly minimum service fee.Open A Business Checking Account Online. Business Loans & Credit Business Account Benefits Business Growth Accounts Request Information New Account Checklist. 610-326-5490. 800-593-1000. Easily manage your business finances online with Diamond Credit Union. Choose from 3 options to pick the right business checking account for you. Local service team and decision-making supporting the small- and medium-sized business community. With the growth of our Business Services division, small- to medium-sized businesses can benefit from real estate financing, business lines of credit and business credit cards, to checking and investment products needed to run a business smoothly. At Diamond CU in Birdsboro, members are empowered with the financial resources they need to achieve their goals. Explore the range of products and services designed to enhance your financial wellbeing. Customized Financial Planning and Analysis; Secure Online Banking and Mobile App Features; Exclusive Member Benefits and Discounts; Ask a ... Diamond Credit Union Routing Number: 231385154. Need help with your Diamond account? We're happy to assist you. Contact our expert fiancial team online or via phone, email, or in-person. Figure 1b, c shows the high-magnification SEM of HPHT–PM samples. Here, debonding between the metal-matrix and the diamond particles occurs and macro-cracks at the diamond-Cu interface are visible. The same defects, however, cannot be observed in HPHT–IM samples (cf. the high-magnification image of Fig. 1e). Figure 1f shows that the … Open A Savings Account: Everyone’s journey with Diamond Credit Union begins by establishing a required Membership Share Savings Account with at least a $5 deposit. Once established, you automatically become a member-owner of the credit union and have access to additional product offerings that include four additional savings accounts. Diamond Credit Union held a groundbreaking ceremony on April 25 at the site that will soon become the Cumru Branch. The Cumru Branch will be the Credit Union’s eighth branch, and will be located at 1030 Cedar Top Road in Reading, Pa. This is near the corner of Route 724 and Route 625. The branch is expected to be 4,100 square feet and …The Cu/diamond composite exhibits a record high thermal conductivity of 1050 W/mK. •. The synergetic effect plays a fundamental role in attaining high thermal conductivity in the Cu/diamond composite. •. The discrete in situ carbide interlayer plays a decisive role in attaining high interfacial thermal conductance. •. Open A Savings Account: Everyone’s journey with Diamond Credit Union begins by establishing a required Membership Share Savings Account with at least a $5 deposit. Once established, you automatically become a member-owner of the credit union and have access to additional product offerings that include four additional savings accounts. As a typical metal matrix composites material, diamond-Cu (Dia/Cu) composites can comprehensively utilize the high thermal conductivity (TC∼2200 W/mK) and appropriate thermal expansion coefficient (TEC∼0.11–1.2 × 10 −6 K −1) of diamond [4], as well as the excellent thermal properties (∼400 W/mK) and formability of Cu matrix [5, 6]. If you need to move money from your Diamond account to a non-Diamond member, now you can do so easily without writing a check. All you need is the person’s cell phone number or email address to make the transfer happen. You authorize the transfer, and your payee receives a notification with instructions to accept the funds. Get equipped with all the tools you need to manage your financial accounts quickly, easily, and in the most effective way possible with all of our savings and checking account options. Additionally, NetBranch Online Banking provides the ability to open new accounts online. Download the App for easy, on-the-go account management.Fig. 2 a presents the representative microstructure of the diamond/Cu joint bonded with the Au–Si interlayer and NiTi particles at 600 °C for 30 min. In the seam, a gray phase composed of Au–Cu–Si (point A) and the radial whiskers around NiTi particles were formed, and the massive acicular whiskers composed of Cu–Ti–Si were embedded in the …REGISTERED USERS SIGN IN. User Name. Forgot User name?
Annual Reports. Local Phone Number: 610-326-5490. Toll Free Phone Number: 800-593-1000. Routing Number: 231385154. 75+ years of growth, record-breaking fundraisers for local charities, and a full menu of financial products and services. Hear our story. . Yretirement
7 Ways You Can Be Using Home Equity: Once you receive your funds, there are many things you can being using home equity for. Consolidate Debt – If you have several high interest loans or credit cards, using your home equity to consolidate debt may be a good option for you. Be sure to compare home equity interest rates with your … Diamond CU Boyertown Branch 173 Holly Road Gilbertsville, PA 19525 ( Map) Phone Number: Click-to-Call: (610) 326-5490. Toll-Free: Manage and maximize your money with these banking tools. For individuals who want to make managing and maximizing their dollars a cinch, Diamond Credit Union’s Account Management Tools can help accomplish several tasks. The know-how on depositing money, protecting money from overdrafts, taking a break from loan payments, and budgeting is ... The Diamond Cup is one of Australia's largest youth football competitions. Held on Sydney's North Shore, the Diamond Cup hosts over 500 players who play over three days in summer. The Diamond Cup runs on average 100 games a day and is an incredible event for the competitors and spectators. About Diamond Credit Union. Diamond Credit Union was chartered on Jan. 1, 1947. Headquartered in Pottstown, PA, it has assets in the amount of $450,432,908. Start with these 3 basic steps: 1. Check your credit report for errors. A mistyped social security number, applying for credit under a formal name and nickname (Andrew vs Andy) or other clerical errors can easily add incorrect information onto your report, dragging down your score a result. 2.For additional payment options and to avoid identifying yourself every time, login to online banking or create an account today. Identify Your Account. Member Number. Social …The corrosion behavior of Diamond/Cu composites was studied in a 5 wt% NaCl neutral salt spray. Surface morphology, thermal conductivity, bending strength, corrosion rate, and corrosion depth resulting from corrosion were researched in this paper. The results showed that the corrosion phenomenon mainly occurs on the copper matrix, …Here, diamond/Cu-B composites with different boron content were prepared by vacuum pressure infiltration. Diamond/Cu-B composites up to 694 W/(mK) were obtained. The interfacial carbides formation process and the enhancement mechanisms of interfacial heat conduc-tion in diamond/Cu-B composites were studied by HRTEM and …610-326-5490. 800-593-1000. Whether you’re in the market for a new or used car, motorcycle, or RV, Diamond's financial team can help. Browse auto loans & refinancing options.REGISTERED USERS SIGN IN. User Name. Forgot User name? Local service team and decision-making supporting the small- and medium-sized business community. With the growth of our Business Services division, small- to medium-sized businesses can benefit from real estate financing, business lines of credit and business credit cards, to checking and investment products needed to run a business smoothly. The diamond/Cu composites were sintered by high-temperature and high-pressure technology, and the density of surface-modified diamond/Cu composites was less than 4 g cm −3. The W–WC–W 2 C@diamond/Cu composites have a thermal diffusivity as high as 331 mm 2 s −1 , and their thermal expansion coefficient is as low as 1.76 × 10 −6 …Wed: 9:00 am to 5:00 pm. Thurs: 9:00 am to 7:00 pm. Fri: 9:00 am to 6:00 pm. Sat: Contact Center only 8:00 am to 1:00 pm (Branch Closed) Sun: Closed. Diamond is a full-service, award-winning credit union in Gilbertsville, PA. High quality, community-driven banking services for 75+ years. Join today.Hazard insurance covers the structure of your home and helps you repair or rebuild if your home is damaged from fire, hurricane, hail, lightning, or other listed disaster. A typical homeowners insurance policy usually does not cover damage from floods, earthquakes, or general wear and tear. Detached buildings like garages, sheds, or barns ….