Lincoln Savings Bank Earns Top Spot for Small Business Lending in Iowa. DES MOINES, IOWA, UNITED STATES, April 5, 2022 /EINPresswire.com/ -- In a year where the small businesses that typically drive our local economy were struggling, Lincoln Savings Bank (LSB) was there to help. As a Small Business Administration (SBA) ….Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902. Lincoln Savings Bank makes it easy for our Iowa customers to manage their personal and business accounts online & …May 21, 2021 ... Lincoln Savings Bank is partnering with fintech apps to develop modern ways of banking that are accessible to everyone and easy to use.Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more.Lincoln Savings Bank Adel branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Adel, Dallas county, Iowa for over 11 years. Adel office is located at 312 Nile Kinnick Drive South, Adel. You can also contact the bank by calling the branch phone number at 515-993-5663Since our founding in 1902, Lincoln Savings Bank (LSB) has been meeting the banking needs of Iowans just like you. LSB Financial Services, a subsidiary of Lincoln Savings Bank, extends these traditional banking capabilities to include Investments, Trust, and more. Together, Lincoln Savings Bank and LSB …Lincoln Savings Bank. Dec 2005 - Present 18 years 2 months. Waterloo, Iowa Area.Lincoln Savings Bank has history. You can see it in our Abe Lincoln face, and you can feel it in the expert service you receive from people who truly understand what it means to be a community banker. And like Abe, we’re forward-thinking, innovative, a... They answered all my questions and were a joy to work with!" Let us serve you. Great rates, real people, personal checking and savings accounts, small business accounts, home loans, construction loans, commercial real estate development, HELOC, and residential lot sales. THIS BRANCH IS PERMANENTLY CLOSED. This branch is closed and was previously located at 225 W. Viking Road Cedar Falls, Iowa 50613. Routing: 073905527 (Lincoln Savings Bank) Routing: 073923033 (Qapital or Acorns) Visit Lincoln Savings Bank in Industrial Park in Cedar Falls, Iowa. We can help you with a mortgage, personal or business account and ... Lincoln Savings Bank, Allison. 528 likes · 17 were here. Having grown from a small, one location, agricultural bank started in 1902, to the diversified...Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more.Lincoln Savings Bank, Grinnell. 196 likes · 1 talking about this · 4 were here. Having grown from a small, one location, agricultural bank started in 1902, to the diversified financial institution it... Phone: ( 641)-484-4620. Application Deadlines. Grant requests will be reviewed quarterly. Grant applications for 2024 need to be received by: February 6, 2024. May 7, 2024. August 6, 2024. November 5, 2024. Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902. 7. Verify Lincoln Savings Bank: Cash App will send a verification request to Lincoln Savings Bank to ensure the account belongs to you. This process may take a few minutes or even up to a couple of days. 8. Set Up Lincoln Savings Bank Account: Once the verification is complete, you will receive a notification confirming that your Lincoln ...Lincoln Savings Bank Adel branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Adel, Dallas county, Iowa for over 11 years. Adel office is located at 312 Nile Kinnick Drive South, Adel. You can also contact the bank by calling the branch phone number at 515-993-5663 Experience better banking at Lincoln Savings Bank! Since our founding in 1902, Lincoln Savings Bank has been serving the banking needs of Iowans. LSB Financial, a subsidiary of Lincoln Savings Bank, extends these traditional banking capabilities to include Investments, Trust and more. Together, Lincoln Savings Bank and LSB Financial operate ... The Lincoln Bancorp and Lincoln Savings Bank Board of Directors are pleased to announce the appointment of Sean Willett as the new Chief Executive Officer effective December 29, 2023. This decision follows a comprehensive search, involving Travillian, a national executive recruiting firm, and a selection process by …Mortgage Loan Officer. 5705 S. 86th Drive. Lincoln, NE 68526. (402) 325-4889. E-mail Angie Schwartz. Visit Angie Schwartz's Website. More about Angie. Meet Our Team. Our banking experts can help you reach your goals!Lincoln Savings Bank: 073923127: Y: N: Waterloo, IA: Lincoln Savings Bank: A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH(Automated Clearing House) direct deposits, bill …Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more.Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902. Whether you need one or …Lincoln Savings Bank, Hudson. 234 likes · 1 talking about this · 10 were here. Having grown from a small, one location, agricultural bank started in 1902, to the diversified financial institution it...Unfortunately, you do not have access to Online Banking through Lincoln Savings Bank. How do I view my bank statement? Your statement will be made available to you …Lincoln Savings Bank - Lincoln Savings Bank - Adel Office. Full Service, brick and mortar office. 312 Nile Kinnick Drive South. Adel, IA, 50003. Full Branch Info | Routing Number | Swift Code. Lincoln Savings Bank - Allison Branch. Full Service, brick and mortar office. 400-404 Main Street. Allison, IA, 50602.Flex Savings. Contact a Branch. An account offering a locked interest rate like a CD, but with the flexibility of a savings account. Lock in your rate to secure savings. Make unlimited deposits. Two free withdrawals per monthly cycle. No monthly fee with a $1,000 minimum daily balance.Are you looking to enjoy the best in television entertainment without breaking the bank? Directv offers a wide range of package options to suit every viewer’s needs, but it’s impor...As a parent, you want the best for your children, including their clothes. However, finding high-quality kiddo clothes that won’t break the bank can be a challenge. Luckily, there ...Liked by Callie Youngblut, SHRM-CP. Looking for an experienced CHRO in northeast Iowa. Would love to shared additional details, please reach out. (402)490-6850 #communitybanking.Lincoln Savings Bank acquired Farmers Savings on October 1, 1995 and is located in the original 1903 bank location. At our Garwin branch, we offer full-service banking for individuals and businesses in Tama County as well as personal loans, mortgage loans, and commercial lending. You can find us on the corner of Main and 3rd Streets across from ...Since our founding in 1902, Lincoln Savings Bank (LSB) has been meeting the banking needs of Iowans just like you. LSB Financial, a subsidiary of Lincoln Savings Bank, extends these traditional banking capabilities to include Investments, Trust, and more. Together, Lincoln Savings Bank and LSB Financial operate … Lincoln Savings Bank Tama branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Tama, Tama county, Iowa for over 27 years. Tama office is located at 214 West Fourth Street, Tama. You can also contact the bank by calling the branch phone number at 641-484-4620 The account information you are about to review is a history as of the bank's most recent update. Any transactions you create during this session are pending the bank's next update and are subject to any other activity in the corresponding account.Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and …Access the headquarters listing for Lincoln Savings Bank. The Complaints and Customer Reviews shown on this profile include all complaints and reviews submitted about either the business ...Apr 28, 2014 · 073923033. Y. N. Reinbeck, IA. Lincoln Savings Bank. A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH (Automated Clearing House) direct deposits, bill payments, and other automated transfers. Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and …073923033. Y. N. Reinbeck, IA. Lincoln Savings Bank. A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH (Automated Clearing House) direct deposits, bill payments, and other automated transfers.Sign in to view status or complete next steps on your loan. Email. Password.Lincoln Savings Bank. Dec 2005 - Present 18 years 2 months. Waterloo, Iowa Area.Options include: live chat, email, telephone, and in-branch. Build Strong Communities: Support inclusive efforts through financial means, volunteerism and promoting diversity and inclusion in the communities we serve. Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.One of the first major savings banks in New York City was the Greenwich Savings Bank, established in 1833. By 1860, savings banks had become profit-making institutions, and there were 19 savings banks operating in New York City. With their reputation for conservative management and stability, savings banks enjoyed steadily-growing deposits as ...If you’re in the market for a new freezer, but don’t want to break the bank, then clearance freezers might be the perfect solution for you. These discounted appliances offer big sa...Are you looking to furnish your home with high-quality furniture without breaking the bank? Look no further than an overstock furniture sale. These sales offer a fantastic opportun...Lincoln Savings Bank's Contact Center was established in 2018 to support our growing fintech division and the customers they support. Today, our Contact Center provides exceptional customer service to all of our customers and branches. Our Contact Center is based in Waterloo, Iowa and all of the Contact Center …Lincoln Savings Bank Builds Fintech Power Team Adding New Strategic Innovation Officer On October 1st, Lincoln Savings Bank (LSB) brought long-time fintech strategist Ryan Hildebrand on board to lead its innovation efforts. He will serve as Strategic Innovation Officer (SIO) and President of LSBX, the digital and fintech partnership side of the ... Digital Wallets. Speed through checkout lines with one-touch transactions. Learn More. Routing: 073905527 (Lincoln Savings Bank) Routing: 073923033 (Qapital or Acorns) With a free checking account from Lincoln Savings Bank in IA enjoy online banking, bill pay, a free debit card and no monthly fees. Open an account now. Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts , savings accounts , personal loans , mortgages , agricultural lending , commercial real estate loans , nonprofit banking services and more. Lincoln Savings Bank, Greene. 450 likes · 1 talking about this · 18 were here. Having grown from a small, one location, agricultural bank started in 1902, to the diversified financial institution it... Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more. Lincoln Savings Bank acquired Farmers Savings on October 1, 1995 and is located in the original 1903 bank location. At our Garwin branch, we offer full-service banking for individuals and businesses in Tama County as well as personal loans, mortgage loans, and commercial lending. You can find us on the corner of Main and 3rd Streets across from ...If you’re in the market for a new freezer, but don’t want to break the bank, then clearance freezers might be the perfect solution for you. These discounted appliances offer big sa...Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more.Lincoln Savings Bank Earns Top Spot for Small Business Lending in Iowa. DES MOINES, IOWA, UNITED STATES, April 5, 2022 /EINPresswire.com/ -- In a year where the small businesses that typically drive our local economy were struggling, Lincoln Savings Bank (LSB) was there to help. As a Small Business Administration (SBA) ….If you’re in the market for a new bicycle but don’t want to break the bank, shopping at the cheapest online stores is a great option. With numerous online retailers offering compet...Lincoln Savings Bank Grinnell branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Grinnell, Poweshiek county, Iowa for over 15 years. Grinnell office is located at 1025 Main St, Grinnell. You can also contact the bank by calling the branch phone number at 641-236-3121Are you looking to achieve your fitness goals without breaking the bank? Look no further than 24-Hour Fitness deals. With their affordable membership options and special promotions...Lincoln Savings Bank, Ankeny. 513 likes · 3 talking about this · 133 were here. Having grown from a small, one location, agricultural bank started in 1902, to the diversified financial institution it...The Lincoln Bancorp and Lincoln Savings Bank Board of Directors are pleased to announce the appointment of Sean Willett as the new Chief Executive Officer effective December 29, 2023. This decision follows a comprehensive search, involving Travillian, a national executive recruiting firm, and a selection process by …Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902. Whether you need one or …Are you looking for a way to save money on a car purchase? Repo cars for sale can be an excellent option for those who are looking for a great deal on a used vehicle. Repo cars are...Make more out of your money by earning interest and receiving a reliable return. Start Saving. Routing: 073905527 (Lincoln Savings Bank) Routing: 073923033 (Qapital or Acorns) Lincoln Savings Bank in Iowa has Vehicle Loans to help you finance autos, boats, RVs and more. Contact us to learn our money-saving rates or apply online.Mobile deposit with LNB brings 24/7 banking to your fingertips. Deposit checks in three easy steps from the convenience of your smart phone. Simply login to the LNB mobile app, click the mobile deposit tab in the navigation menu, then: Enter the value of the check. Take a picture of the front and the back. 508 MAIN ST. REINBECK. IOWA. Region. Routing Number. IOWA. 073905527. On this page We've listed above the details for ABA routing number LINCOLN SAVINGS BANK used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more.Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and …Be the first one to share your experience. Lincoln Savings Bank Branch Location at 1025 Main St, Grinnell, IA 50112 - Hours of Operation, Phone Number, Address, Directions and Reviews.THIS BRANCH IS PERMANENTLY CLOSED. This branch is closed and was previously located at 225 W. Viking Road Cedar Falls, Iowa 50613. Routing: 073905527 (Lincoln Savings Bank) Routing: 073923033 (Qapital or Acorns) Visit Lincoln Savings Bank in Industrial Park in Cedar Falls, Iowa. We can help you with a mortgage, personal or …Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and …Are you in the market for a used car but don’t want to break the bank? Look no further. In this article, we will explore the best places to buy cheap used cars near you. Whether yo...If you’re in the market for a new recliner but don’t want to break the bank, clearance events are the perfect opportunity to score big savings. Recliner clearance events are held b...While Cash App uses Lincoln Savings Bank to process direct deposits, it relies on Sutton Bank to issue its Visa-powered Cash Card. The Ohio-based Sutton Bank was founded in 1878.Please Note: You will not be able to access your account through online banking with Lincoln Savings Bank. Acorns. Qapital. Routing: 073905527 (Lincoln Savings Bank) Routing: 073923033 (Qapital or Acorns) Lincoln Savings Bank in IA makes it easy to enroll in online banking. Enjoy bill pay, e-statements, and check deposits.The 073923033 ABA Check Routing Number is on the bottom left hand side of any check issued by LINCOLN SAVINGS BANK. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with …Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and …Contact Us. The man in our logo says a lot about who we are. You would figure any bank with Lincoln's name on it would have a rich history. And in our case, you'd be right. …They answered all my questions and were a joy to work with!" Let us serve you. Great rates, real people, personal checking and savings accounts, small business accounts, home loans, construction loans, commercial real estate development, HELOC, and residential lot sales.When it comes to your personal finances, you need to have the right financial tools to help you best manage your money. Checking and savings accounts are common and essential finan...Flex Savings. Contact a Branch. An account offering a locked interest rate like a CD, but with the flexibility of a savings account. Lock in your rate to secure savings. Make unlimited deposits. Two free withdrawals per monthly cycle. No monthly fee with a $1,000 minimum daily balance.Lincoln Savings Bank, TAMA BRANCH at 214 W 4th St, Tama, IA 52339 has $69,340K deposit. Check client review, rate this bank, find bank financial info, routing numbers ...Lincoln Savings Bank Aplington branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Aplington, Butler county, Iowa since 1911. Aplington office is located at 932 Parrott, Aplington. You can also contact the bank by calling the branch phone number at 319-347-2305 Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more. Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more.However, Bath Savings will reimburse you should shipping charges be incurred. To automatically activate your debit card call 1-800-992-3808. For personal assistance during business hours call 1-800-447-4559. ... your debit card call 1-800-992-3808. For personal assistance during business hours call 1-800-447-4559. Please notify the bank of ...Lincoln Savings Bank Builds Fintech Power Team Adding New Strategic Innovation Officer On October 1st, Lincoln Savings Bank (LSB) brought long-time fintech strategist Ryan Hildebrand on board to lead its innovation efforts. He will serve as Strategic Innovation Officer (SIO) and President of LSBX, the digital and fintech partnership side of the ... Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts , savings accounts , personal loans , mortgages , agricultural lending , commercial real estate loans , nonprofit banking services and more. Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more.Lincoln Savings Bank is committed to supporting local causes and organizations such as Nashua-Plainfield Boys Scouts, Nashua-Plainfield Girl Scouts, Nashua Water Over the Dam Days and more. Here in Nashua, our branch hosts an annual holiday open house and we demonstrate our #LincolnLove for the community on …Experience: Lincoln Savings Bank · Education: University of Iowa - Henry B. Tippie College of Business · Location: Waterloo · 500+ connections on LinkedIn. View Emily Girsch’s profile on ...Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and …
On Tuesday, June 13, 2023, President & CEO Erik Skovgard submitted his resignation from Lincoln Savings Bank (LSB). The LSB Board of Directors accepted his resignation on Thursday, June 15, 2023. Effective immediately, Emily Girsch has been named Interim President & CEO. Ms. Girsch started with LSB as Controller in 2002, was promoted to Chief .... Pixel 8 pro pre order
At Lincoln Savings Bank, we're happy to pitch in. We oversee several scholarship programs for graduates of Gladbrook-Reinbeck Schools and also give out financial awards of our own. Application deadline is 4/1/24. Frances Grimm Memorial Scholarship: For Gladbrook-Reinbeck graduates attending four-year accredited college or university.History. Lincoln Savings and Loan Association was founded in Los Angeles as a California chartered savings & loan in 1925. [1] Through the early 1980s, Lincoln was a conservatively-run enterprise, with almost half its assets in home loans and only a quarter of its assets considered at risk. [2] It had slow growth at best, and …Please Note: You will not be able to access your account through online banking with Lincoln Savings Bank. Acorns. Qapital. Routing: 073905527 (Lincoln Savings Bank) Routing: 073923033 (Qapital or Acorns) Lincoln Savings Bank in IA makes it easy to enroll in online banking. Enjoy bill pay, e-statements, and check deposits. Lincoln Savings Bank Ankeny branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Ankeny, Polk county, Iowa for over 9 years. Ankeny office is located at 1375 Sw State Street, Ankeny. You can also contact the bank by calling the branch phone number at 515-777-7979 Lincoln Savings Bank has a proud history of expert service and dedication to the communities we serve. We regularly support local causes and organizations such as Butler County Fair, Relay for Life, Aplington-Parkersburg School District, the local food pantry and more. On our namesake’s birthday, February 12th, our own Abe greets customers ...Lincoln Savings Bank controls $1.8 billion in assets and has 400 employees, Skovgard had previously said. It has 17 branches, one in Waterloo and two in Cedar Falls as well as in Nashua, Reinbeck ...Lincoln Savings Bank is a full service bank that serves both individuals and businesses in Central and Northeast Iowa. We offer convenient banking options including checking accounts, savings accounts, personal loans, mortgages, agricultural lending, commercial real estate loans, nonprofit banking services and more.THIS BRANCH IS PERMANENTLY CLOSED. This branch is closed and was previously located at 225 W. Viking Road Cedar Falls, Iowa 50613. Routing: 073905527 (Lincoln Savings Bank) Routing: 073923033 (Qapital or Acorns) Visit Lincoln Savings Bank in Industrial Park in Cedar Falls, Iowa. We can help you with a mortgage, personal or …Lincoln Savings Bank is a FDIC Insured Bank (Non-member Bank) and its FDIC Certification ID is 14207. The RSSD ID for Lincoln Savings Bank is 589943. The EIN (Employer Identification Number, also called IRS Tax ID) for Lincoln Savings Bank is 420380690.At Lincoln Savings Bank, we're happy to pitch in. We oversee several scholarship programs for graduates of Gladbrook-Reinbeck Schools and also give out financial awards of our own. Application deadline is 4/1/24. Frances Grimm Memorial Scholarship: For Gladbrook-Reinbeck graduates attending four-year accredited college or university.Lincoln Savings Bank, Greene. 450 likes · 1 talking about this · 18 were here. Having grown from a small, one location, agricultural bank started in 1902, to the diversified financial institution it...Lincoln Savings Bank Tower Park branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Waterloo, Black Hawk county, Iowa for over 21 years. Tower Park office is located at 242 Tower Park Drive, Waterloo. You can also contact the bank by calling the branch phone number at …The account information you are about to review is a history as of the bank's most recent update. Any transactions you create during this session are pending the bank's next update and are subject to any other activity in the corresponding account.The Lincoln Savings Bank, FSB is not active anymore since 08/12/1994 due to Merger - Without Assistance. Anchor Savings Bank, FSB was the successor institution. The headquarter was located at 99 Park Avenue, 8th Floor, New York, NY 10016.073923033. Y. N. Reinbeck, IA. Lincoln Savings Bank. A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH (Automated Clearing House) direct deposits, bill payments, and other automated transfers..