Tendto Credit Union appreciates your patience and understanding as we all do our part in complying with the account identification procedures required by the federal USA Patriot Act of 2001. ... Erie PA 16501 Ph: 800.651.6582 | F: …Seeking detailed insights about Widget Financial in Erie, PA (1595 West 26th Street)? You've arrived at the right place! Our Community Q&A section is a treasure trove of information, where members and visitors alike share their experiences, ask questions, and get answers about everything from branch-specific services, account opening …Tendto Credit Union located at 9189 W Ridge Rd #9625, Girard, PA 16417 - reviews, ratings, hours, phone number, directions, and more. ... Tendto Credit Union is dedicated to making life better for the residents of Erie County. Founded on the principle of caring, Tendto goes above and beyond to provide excellent financial services and support to ...Join our email list to receive regular updates and stay informed on all things Tendto! Tendto is a full service member-owned financial cooperative offering checking & savings accounts, loans, credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently.Dec 8, 2021 · View customer complaints of Tendto Credit Union, BBB helps resolve disputes with the services or products a business provides. close. ... Erie, PA 16501. Visit Website (814) 455-6400. Welcome to Tendto Credit Union. We tend to see things differently. ... With over 150 years of combined lending experience at their Erie branch, they are committed to ... Tendto Credit Union is open to all persons who live, work, worship, or attend school in Erie County, PA. Your family and friends can also take advantage of all that Tendto has to offer. Members can enjoy credit union services with a savings account deposit of just $5.00. Join our email list to receive regular updates and stay informed on all things Tendto! Tendto is a full service member-owned financial cooperative offering checking & savings accounts, loans, credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently.Tendto Credit Union branches, routing number, swift codes, location, address and contact details. Toggle navigation. Routing Number; All Banks; All Credit Unions; ... Tendto - 2165 2165 W 21st St Erie, PA, 16502-1942 Phone Number: 814-452-2152 Full Branch Info | Routing Number | Swift Code. Tendto - Micro 100 Erie Insurance PlBy submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Jan 1, 2024 · By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC. Login with Mint.com. Download transactions into QBO for Quickbooks®. Check Account Balances. Access our mobile app in App Store and Google Play. Transfer Funds. View Pending Transactions. Pay Loans. Pay Credit Cards. Manage Mobile Alerts. Overview. Established in 1953, Erie Police Federal Credit Union proudly calls Erie, Pennsylvania home. For over 71 years, Erie Police FCU has been a trusted financial partner, boasting a network of 1 branch across the country. Erie Police Federal Credit Union stewards over $2.58 Million in assets and proudly serves over 500 loyal members.Add Benefits. Glassdoor gives you an inside look at what it's like to work at Tendto Credit Union, including salaries, reviews, office photos, and more. This is the Tendto Credit Union company profile. All content is posted anonymously by employees working at Tendto Credit Union. See what employees say it's like to work at Tendto Credit Union.By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Tendto Credit Union has partnered with Union Home Mortgage to offer you a world-class experience right in your community. With over 150 years of combined lending experience at their Erie branch, they are committed to helping you find security through homeownership. ... 1129 State Street, Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered ... At Tendto Credit Union, our investment in Erie, its people and its institutions is a deposit toward our shared future. ... 1129 State Street, Erie PA 16501 Ph: 800. ... Depository Credit Intermediation Credit Intermediation and Related Activities Finance and Insurance Printer Friendly View Address: 1129 State St Erie, PA, 16501-1911 United States See other locationsCredit Union: Tendto: Branch: 2165 Branch: Address: 2165 W 21st St , Erie, PA 16502-1942: County: Erie: Branch Type: Branch Office: Contact Number: 814-452-21521 Tendto Credit Union NMLS# 532359. Financing available in select counties only. 90% maximum loan to value. Closing costs between $296.50 - $1,250.00. Additional charges could apply if a well and septic review are needed. ... 1129 State Street, Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Dec 20, 2016 · Tendto Credit Union. Reviews (5) Member Reviews. Read genuine feedback from members and understand why Tendto Credit Union is a trusted financial …Best Banks & Credit Unions in Erie, PA - Erie Bank, First National Bank, Tendto Credit Union, Widget Financial, Erie Federal Credit Union, Northwest Bank, PNC Bank, Huntington Bank, Marquette Savings Bank, Citizens BankBy submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Take advantage of 24-hour Telephone Banking from Tendto Credit Union. Make account inquiries, transfers, withdrawals and more 24/7 over the phone. Call the credit union at 814.455.6400 or toll free at 800.651.6582 and select Option 1, then select Option 1 again to access Tendto's Telephone Banking. ... Erie PA 16501 Ph: 800.651.6582 | F: 814. ...Credit Union: Tendto: Branch: Micro Branch: Address: 100 Erie Insurance Pl , Erie, PA 16530-9000: County: Erie: Branch Type: Branch Office: Contact Number: 814-870-7500 Tendto Credit Union has 3 locations, ... Tendto Credit Union. 2165 West 21st Street Erie, PA 16502. Tendto Credit Union. 9189 West Ridge Road Girard, PA 16417. 1; Location of This Business 1 review of Tendto Credit Union "Mick is a good guy who works at this branch. He was very helpful with me starting a savings account. The rest of the staff are nice and always smile"Get reviews, hours, directions, coupons and more for Tendto Credit Union. Search for other Credit Unions on The Real Yellow Pages®. Find a business. Find a business. Where? ... Erie Flagship Community Credit Union. 1325 Wayne St, Erie, PA 16503. Lpl Financial. 2501 Palermo Dr Ste C, Erie, PA 16506. OneMain Financial. 7200 Peach St Unit 430 ...By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Credit Union: Tendto: Branch: Micro Branch: Address: 100 Erie Insurance Pl , Erie, PA 16530-9000: County: Erie: Branch Type: Branch Office: Contact Number: 814-870-7500Headquarters Regions Great Lakes, Northeastern US. Founded Date Jan 1, 1958. Operating Status Active. Legal Name Tendto Credit Union. Company Type For Profit. Contact Email [email protected]. Phone Number 800.651.6582 / +1 814-455-6400.1129 State Street, Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC. Routing & Transit Number : 243380875. Facebook; ... credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently. Jump to main content. Site Search. Search for: Locations ...Add Benefits. Glassdoor gives you an inside look at what it's like to work at Tendto Credit Union, including salaries, reviews, office photos, and more. This is the Tendto Credit Union company profile. All content is posted anonymously by employees working at Tendto Credit Union. See what employees say it's like to work at Tendto Credit Union.Tendto is a member-owned financial cooperative in Erie County, PA, offering various products and services. See the latest rates for IRA, CD, HELOC, auto loans and more. Find your freedom on two wheels with a motorcycle loan from Tendto Credit Union. We offer low rates and flexible terms. ... 1129 State Street, Erie PA 16501 Ph: 800. ... Chartered in 1936, Widget Financial has been providing financial services the Erie, PA community for over 88 years. Millfair Road Branch. 5553 West Ridge Road, Erie, PA 16506 (814) 456-6231. Contact & Hours Online Banking. Search. ... National Credit Union Administration (NCUA). (n.d.).1129 State St. Erie, PA 16501. Tendto Credit Union is headquartered in Erie and is the 64 th largest credit union in the state of Pennsylvania. It is also the 1,566 th largest credit …Established in 1976, Tendto Credit Union proudly calls Erie, Pennsylvania home. For over 48 years, Tendto CU has been a trusted financial partner, boasting a …Feb 23, 2023 · Tendto Team Member Positions AvailableTendto Credit Union is looking for a full time customer service representative to ... See this and similar jobs on Glassdoor ... The job listing for Customer Service Representative/Call Center in Erie, PA posted on Feb 23 has expired. Close notice. Tendto Credit Union. Customer Service … Apply for a Signature Loan from Tendto Credit Union and you’ll be on your way out of debt sooner than you think. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452. ... Free quotes from local professionals. Top 10 Best Banks & Credit Unions in Erie, PA - April 2024 - Yelp - Erie Bank, First National Bank, Tendto Credit Union, Widget Financial, Erie Federal Credit Union, PNC Bank, Northwest Bank, Huntington Bank, Citizens Bank, Marquette Savings Bank. Login with Mint.com. Download transactions into QBO for Quickbooks®. Check Account Balances. Access our mobile app in App Store and Google Play. Transfer Funds. View Pending Transactions. Pay Loans. Pay Credit Cards. Manage Mobile Alerts. Welcome to Tendto Credit Union. We tend to see things differently. ... of low interest dealer financing or credit union financing combined with a manufacturer rebate ... Login with Mint.com. Download transactions into QBO for Quickbooks®. Check Account Balances. Access our mobile app in App Store and Google Play. Transfer Funds. View Pending Transactions. Pay Loans. Pay Credit Cards. Manage Mobile Alerts.Tendto Credit Union: Locations. Since its founding in 1976, Tendto has expanded across the Girard, PA area, now operating 3 branches to make quality financial services accessible to everyone. ... Erie, PA 16501 (814) 455-6400 Lobby Open Today: 9:00 am - 5:00 pm Drive-Up Open Today: 9:00 am - 5:00 pm. Branch Details. West Branch. 2165 West 21st ...Chartered in 1936, Widget Financial has been providing financial services the Erie, PA community for over 88 years. Millfair Road Branch. 5553 West Ridge Road, Erie, PA 16506 (814) 456-6231. Contact & Hours Online Banking. Search. ... National Credit Union Administration (NCUA). (n.d.).By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC. Find Tendto Credit Union at 2165 W 21st St, Erie, PA, with hours, phone number, website and directions. Tendto is a full service member-owned financial cooperative offering checking, savings, loans, credit cards and more. For Members of the TendTo Credit Union in Erie, Pennsylvania. Tendto Mobile allows you to find locations, find ATMs, view transaction history, transfer funds, pay loans, set up mobile alerts, and more! You must have a current account with the credit union and be signed up for Online Access with a…You could be the first review for Tendto Credit Union. Filter by rating. Search reviews. Search reviews. Request information. You can now request information from this business directly from Yelp. Request information. Business website. tendtocu.com. Phone number (814) 455-6400. Get Directions.Credit Union: Tendto: Branch: Micro Branch: Address: 100 Erie Insurance Pl , Erie, PA 16530-9000: County: Erie: Branch Type: Branch Office: Contact Number: 814-870-7500For Members of the TendTo Credit Union in Erie, Pennsylvania. Tendto Mobile allows you to find locations, find ATMs, view transaction history, transfer funds, pay loans, set up mobile alerts, and more! You must have a current account with the credit union and be signed up for Online Access with a…To report your Tendto Credit Union Mastercard Credit Card lost or stolen call the credit union as soon as possible at 814.455.6400 or toll free at 800.651.6582. ... 1129 State …2 days ago · Over the period from 1995 to the present, small businesses have been responsible for generating 17.3 million net new jobs, which accounts for an impressive 62.7 percent of all jobs created since 1995.1 Small business owners may find it challenging to find ways [...] Widget Financial is a local credit union that is shared by more than 46,000 ...Tendto Credit Union offers special events and prizes throughout the year. Your child will receive a piggy bank when they open their account and an M3 Rewards Card to earn cool prizes. They will also get a special birthday card and a bonus $5 birthday gift! ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.You could be the first review for Tendto Credit Union. Filter by rating. Search reviews. Search reviews. Request Information. You can now request information from this business directly from Yelp. Request Information. Business website. tendtocu.com. Phone number (814) 452-2152. Get Directions.Apr 17, 2024 · TENDTO CREDIT UNION. Dec, 31, 2023 — TENDTO CREDIT UNION is a federally insured state chartered credit union headquartered in ERIE, PA with 4 branch …By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.1 Tendto Credit Union NMLS# 532359. Financing available in select counties only. 90% maximum loan to value. Closing costs between $296.50 - $1,250.00. Additional charges could apply if a well and septic review are needed. ... 1129 State Street, Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Get reviews, hours, directions, coupons and more for Tendto Credit Union. Search for other Credit Unions on The Real Yellow Pages®. Find a business. Find a business. Where? ... Erie Flagship Community Credit Union. 1325 Wayne St, Erie, PA 16503. Lpl Financial. 2501 Palermo Dr Ste C, Erie, PA 16506. OneMain Financial. 7200 Peach St Unit 430 ...Dec 20, 2016 · Tendto Credit Union Rating. Member Rating. 1.8. ★★★★★. ★★★★★. Based on 5 Reviews. 1129 State Street Erie, PA 16501. We value your feedback about your experiences at the Main Office Branch.Be the first to review! Credit Unions. 1129 State St, Erie, PA 16501. 814-455-6400. CLOSED NOW: Tomorrow: 9:00 am - 5:00 pm. Website.By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Free Business profile for TENDTO CREDIT UNION at 1129 State St, Erie, PA, 16501-1911, US. TENDTO CREDIT UNION specializes in: Credit Unions, Federally Chartered. This business can be reached at (814) 455-6400Their mission is to provide exceptional service and remain a strong and viable credit union for many years to come. They offer full customer service in person, through online banking, and ATM services. As of December 31, 2022, Tendto has 7,346 outstanding loans with balances amounting to $71,031,743.The story of Tendto Credit Union is really the story of our members. Our “About Us” should be called “About You.” Because, as a cooperative, Tendto operates at the service of the people who bank with us. ... 1129 State Street, Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC. Routing & Transit ...Tendto Credit Union appreciates your patience and understanding as we all do our part in complying with the account identification procedures required by the federal USA Patriot Act of 2001. ... Erie PA 16501 Ph: 800.651.6582 | F: …Apr 17, 2024 · TENDTO CREDIT UNION. Dec, 31, 2023 — TENDTO CREDIT UNION is a federally insured state chartered credit union headquartered in ERIE, PA with 4 branch …Tendto Credit Union membership application, eligibility, services offered, contact info, map of branches and ATMsSep 1, 2022 · Access your account balances, transfer funds, pay loans, and get account history from your mobile device with Tendto Mobile Banking app. You need an Online …Join our email list to receive regular updates and stay informed on all things Tendto! Tendto is a full service member-owned financial cooperative offering checking & savings accounts, loans, credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently.Their mission is to provide exceptional service and remain a strong and viable credit union for many years to come. They offer full customer service in person, through online banking, and ATM services. As of December 31, 2022, Tendto has 7,346 outstanding loans with balances amounting to $71,031,743.Read 59 customer reviews of Tendto Credit Union, one of the best Credit Unions businesses at 1129 State St, Erie, PA 16501 United States. Find reviews, ratings, …1 Verify the ABA routing number with Tendto in Erie PA prior to using it for any financial transactions.; NCUA provides an online insurance estimator to determine your level of insurance protection.; Net Worth Ratio: The net worth ratio is the comparison between Net Worth and Assets.The financial strength of a credit union can be quickly determined, and …1129 State Street, Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC. Routing & Transit Number : 243380875. Facebook; Twitter; ... credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently. Jump to main content. Site Search. Search for: Locations ...Tendto Credit Union branches, routing number, swift codes, location, address and contact details. Toggle navigation. Routing Number; All Banks; All Credit Unions; ... Tendto - 2165 2165 W 21st St Erie, PA, 16502-1942 Phone Number: 814-452-2152 Full Branch Info | Routing Number | Swift Code. Tendto - Micro 100 Erie Insurance Pl Location: Girard Branch. Address: Tendto CU Girard Branch 9189 West Ridge Road Girard, PA 16417 ( Map) Phone Number: (814) 402-4020. Toll-Free: (800) 651-6582. Join our email list to receive regular updates and stay informed on all things Tendto! Tendto is a full service member-owned financial cooperative offering checking & savings accounts, loans, credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently.By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Join our email list to receive regular updates and stay informed on all things Tendto! Tendto is a full service member-owned financial cooperative offering checking & savings accounts, loans, credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently.By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Reorder Checks. Email (required) First Name (required) By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. Prove you're not a robot. Please note the links contained in the ...Pennsylvania. Erie. Main Office. 1129 State StreetErie, PA16501(814) 455-6400Lobby Open Today: 9:00 am - 5:00 pm Drive-Up Open Today: 9:00 am - 5:00 pm Branch …Join our email list to receive regular updates and stay informed on all things Tendto! Tendto is a full service member-owned financial cooperative offering checking & savings accounts, loans, credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently.
Widget Financial is a local credit union that is shared by more than 46,000 members! ... East Lake Road, Erie, PA 16511, 814.456.6231. ... and backed by the full ... . Medicaltrip.net
Tendto Credit Union Jun 2005 - Present 18 years 11 months. View Pam’s full profile ... Erie, PA. Connect Carol Bonaccorso Senior Vice President at Tradition Bank Katy, TX. Connect ...By submitting this form, you are consenting to receive marketing emails from Tendto Credit Union. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe link, found at the bottom of every email. ... Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Tendto Credit Union appreciates your patience and understanding as we all do our part in complying with the account identification procedures required by the federal USA Patriot Act of 2001. ... Erie PA 16501 Ph: 800.651.6582 | F: …4 days ago · Welcome to The ONE Federal Credit Union Appointment Booking Scheduler Walk-in Appointments are always welcome at any of our ONE FCU Branches. However, if you would like to schedule an appointment and choose your time, please select an Office below to get your appointment scheduled. Meadville Office Appointment1 Tendto Credit Union NMLS# 532359. Financing available in select counties only. 90% maximum loan to value. Closing costs between $296.50 - $1,250.00. Additional charges could apply if a well and septic review are needed. ... 1129 State Street, Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 Powered by SmartSource Solutions, LLC.Join our email list to receive regular updates and stay informed on all things Tendto! Tendto is a full service member-owned financial cooperative offering checking & savings accounts, loans, credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently.Apr 16, 2024 · West Side Branch. 2545 West 23 Street Erie, PA 16506. Open Today: 8:30 am - 5:00 pm. Learn More.For Members of the TendTo Credit Union in Erie, Pennsylvania. Tendto Mobile allows you to find locations, find ATMs, view transaction history, transfer funds, pay loans, set up mobile alerts, and more! You must have a current account with the credit union and be signed up for Online Access with a… Welcome to Tendto Credit Union. We tend to see things differently. Jump to main content. Site Search ... Toyota of Erie; Tropical Motor Cars ... Erie PA 16501 Ph: 800 ... 1129 State Street, Erie PA 16501 Ph: 800.651.6582 | F: 814.452.1263 ... credit cards, mortgages & more. Welcome to Tendto Credit Union. We tend to see things differently. Required Information. To enroll online, you will need your Member Number, Social Security Number, Date of Birth and the Email address we have on file. Need Help? Call 814.455.6400 with questions or to open an account. Features. Below are additional features you will be receiving when you enroll: SMS Banking.Tendto Credit Union membership application, eligibility, services offered, contact info, map of branches and ATMsApr 17, 2024 · TENDTO CREDIT UNION. Dec, 31, 2023 — TENDTO CREDIT UNION is a federally insured state chartered credit union headquartered in ERIE, PA with 4 branch locations and about $133.27 million in total assets. Opened 48 years ago in 1976, TENDTO CREDIT UNION has about 12,228 members and employs 33 full and part-time …Dec 20, 2016 · Tendto Credit Union Rating. Member Rating. 1.8. ★★★★★. ★★★★★. Based on 5 Reviews. 1129 State Street Erie, PA 16501. We value your feedback about your experiences at the Main Office Branch.Credit Union: Tendto: Branch: Micro Branch: Address: 100 Erie Insurance Pl , Erie, PA 16530-9000: County: Erie: Branch Type: Branch Office: Contact Number: 814-870-7500 1 Tendto Credit Union NMLS# 532359. Financing available in select counties only. 90% maximum loan to value. Closing costs between $296.50 - $1,250.00. Additional charges could apply if a well and septic review are needed. Homeowners insurance is required. 2 APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. .