The conversation where negative keywords representing bad experiences such as "fraud", "bad cs", "horrible service" etc. is used accounts for 4% of the overall conversation happening about SoFi on Reddit and Twitter for the last 90 days and it is not particularly increasing as of late. It's been pretty steady for the last 90 days (pie chart ... Keep it classy, be respectful to Sofia and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. Users who post in the jerk-off subs may not post here.24 Dec 2023 ... Turns out the SoFi app has some of the features from Mint I really liked. I can connect my other financial accounts. It tracks transactions, ...SoFi’s exit from crypto comes alongside increased scrutiny by the Fed. In August, the central bank launched a novel activities supervision program to oversee firms’ activities related to digital assets and blockchain technology. Crypto trading launched on SoFi in 2019, but it never proved a significant revenue driver.RIP your checking APY, cut from 2.5% to 1.2% - they’re hiding this cut with a 25bps raise in savings.. I wish they were a bit more transparent in calling out the checking change. Obviously most people here saw that as a blatant tactic. “Look over here at the shiny new rate!” (Even though 4% now is nothing special).Then your Sofi roboadvisor would look like a genius. If you can’t take a -0.5% swing over the span of 2 months, you’re not ready to invest in anything that involves risk. Stick to T bills and savings accounts. With a real investing account, prepare for swings of -40% (usually the drop amount in a recession).Pay your 1st account, which has SoFi as the default method with your 2nd account. The money will be sent to SoFi and instantly deposited into your SoFi account without fees and without any wait. There is a $999 limit for the instant transfers, but I've done 5 $999 in a row without any issue. That's it! Instant money transferred into your SoFi ...I can afford a high payment but not everyone can afford the payment schedule for only 3 years. Resurrecting an older post, but I borrowed $63K from SoFi, took right at a week from start to being funded. According to Credit Karma, my credit scores were around 630, but the disclosure from SoFi had me in the low 700's.Alternatively, get a bottom of the barrel Brick and Mortar account deposit cash into that account at their ATM, add it to SoFi, and do a transfer. Folks are making it sound much more time intensive than it really is. In the rare chance I do add money at a Walmart, it takes 5 mins in and out. 1. Flashy-Sky2462.Sort by: aaron8466. • 1 yr. ago. SoFi is fine for student loan refinancing. They offered me a slightly lower rate than Earnest or PenFed. Unless something's changed, there's no minimum finance charge and I paid mine off early with no issues. IIRC SoFi was offering a $300 bonus for refi too. Might be too late for a referral link tho otherwise ...15 Dec 2023 ... Hi, Vaults are earmarked savings goals you can set up within your SoFi savings account! These aren't separate accounts but an extension of ...One attorney tells us that Reddit is a great site for lawyers who want to boost their business by offering legal advice to those in need. If you’re a lawyer, were you aware Reddit ...Hello there! I have a question that's both part r/Sofi and r/PersonalFinance and the meat of my question deals with what to do with my taxable brokerage and Roth IRA. I have them currently at Fidelity, where some of my stocks are fractional shares, and my Roth IRA maxed for both 2021 and 2022.Sort by: aaron8466. • 1 yr. ago. SoFi is fine for student loan refinancing. They offered me a slightly lower rate than Earnest or PenFed. Unless something's changed, there's no minimum finance charge and I paid mine off early with no issues. IIRC SoFi was offering a $300 bonus for refi too. Might be too late for a referral link tho otherwise ...Schwab is absolutely great, my favorite bank account but it lacks features to really make it a primary account like zelle and other checking/savings features. With that being said. SoFi also doesn’t have Zelle but it does have ways to split up my money into vaults/bucks, which I …Pay your 1st account, which has SoFi as the default method with your 2nd account. The money will be sent to SoFi and instantly deposited into your SoFi account without fees and without any wait. There is a $999 limit for the instant transfers, but I've done 5 $999 in a row without any issue. That's it! Instant money transferred into your SoFi ...If Sofi can continue to grow the member base at high rates, steadily increase cross selling of products, continue to add new products, improve products already in place, all while improving …To get your SoFi debit card number you need to connect your SoFi Account to Samsung Wallet. Then click your SoFi Card, hit account, then click account details, then debit card, then view card information. It should show all your card information from number to expiration to CVV. You can screenshot this page just incase this changes in the future.They reported Revenue of $272.01 million for the 3rd quarter of 2021 which is a 35.5% increase from the same prior-year period. SoFi beat estimates by $16.38M. Furthermore, they added 377,000 new members which is the second-highest quarterly increase in the company's history. That being said, SoFi looks to be a potential buy.Australia's left-arm spinner Sophie Molineux (3/20) started DC's downfall, picking up three wickets in the eighth over. Thereafter, the hosts never really recovered, losing wickets at …Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that has quickly become a premier destination for sports and entertainment events. With its stunning arc...How do you earn $300 and even more cash back on your credit card? 🤔. All you need to do is get the SoFi Credit Card (and make sure you have direct deposit set up to a SoFi bank account) to earn up to $300—and 3% cash back on eligible credit card purchases for a year. Some things really are just better together. 😉. Want to know more?If you are new to the SoFi Money community, welcome! Enjoy unlimited fee-free ATM withdrawals at over 55,000 AllPoint In-Network ATMs domestically and abroad. For all Allpoint ATM locations, please use our ATM finder located in the "More" quick action button on the Money tab of the SoFi website and app.The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636The only thing I prefer about SoFi is vaults, “modern” and that’s about it. Schwab has way better customer service 24/7) and has better features/tools/fills for investing in equities. Plus it’s checking account has zelle (although not implemented amazingly) and has unlimited ATM reimbursements worldwide. Schwab is ok.And we’re aiming ALL the way up: Let’s make tax season something you actually, impossibly, look forward to. Through Tax Day, get a 2% match on your SoFi IRA contributions* (up to the annual contribution limits). So on top of already saving toward retirement, you’re also getting an extra 2% on every dollar you put in. That’s a pretty ...The banking sector is in meltdown mode. It’s the start of a new generation of banks. SoFi is leading that charge – and thriving as it does. We think SOFI stock is a “fortune-making...This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.If only there was a way to fund my account with $500 or more…. Banking. 1. Sort by: CricketThin1531. • 32 min. ago. Set up direct deposit…. 33K subscribers in the sofi …Looks like SoFi is offering a promotion 1% match on IRA contributions through the end of the year! Hopefully this is something they continue into next year. Hi there, we're so happy you're enjoying our new promotion! We shared this feedback with our team, so please let us know if you have any more thoughts. 😄.Here at Lifehacker, we are endlessly inundated with tips for how to live a more optimized life—but not all tips are created equal. The best ones are the ones that stick; here are t...Like an extra share per hundred or something. Or like they have fractional shares and this could be a sort of incentive to not only use SoFi money and invest but also a good incentive to purchase SoFi stock itself. Kind of like when I purchase bitcoin I get fractional bitcoin shares. Or if I set up reoccurring crypto buys I also get bonus ...Looks like SoFi is offering a promotion 1% match on IRA contributions through the end of the year! Hopefully this is something they continue into next year. Hi there, we're so happy you're enjoying our new promotion! We shared this feedback with our team, so please let us know if you have any more thoughts. 😄.7 Feb 2024 ... If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. You will be ...It could be because Sofi is suing US government for Student loan pause. But perhaps that’s giving too much credit to Dave. He doesn’t care for peasants that much. IIRC, SoFi has been opposed to the current Student Loan pause/forgiveness measures & is fighting to have them ended because SoFi is losing too much money.Thank you for your submission to r/SoFi.As a reminder, please do not share personal information or other sensitive information on this community. r/SoFi is unofficial, should you need immediate assistance please utilize our help thread to find the most relevant contact. A quick reminder to everyone else to not share referral links outside of the monthly referral …The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #11216364 Feb 2024 ... Yes, investing is free with SoFi. Note: I believe there is a waiting period after you set up direct deposit before you actually get the benefits ...- SoFi told me I couldn't have margin, Schwab did - SoFi restricted the ATM fee-reimbursement Also a bit irritated with support. I've had a TD Ameritrade acct (owned by Schwab) and when I have issues, reps are there and actually useful. SoFi reps are nice, but they've become harder to get a hold of and less useful over the past couple of years.SOFI is still a high-risk, growth stock. Do your own DD and decide how much risk you are willing to take on in your investments. Equities by their nature are risky, some more than others. SoFi …Keep it classy, be respectful to Sofia and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. Users who post in the jerk-off subs may not post here.Real estate is often portrayed as a glamorous profession. Real estate agents, clients and colleagues have posted some hilarious stories on Reddit filled with all the juicy details ...I like my SoFi account and all but never taken a loan. I would suggest shopping somewhere besides Wells Fargo tho and just got out of one from them. To much shady stuff lately. Not saying SoFi is a bad choice, might very well be a great one but not a fan of WF.Looking for those with SoFi Money that may have disputed a transaction—how long did it take to get resolved for you? I opened a dispute to a transaction on 11/30 and was told I would be notified in 10 days of an outcome. I followed up after 10 days because SoFi didn’t reach out with an update, and I was then told it could take between 30-45 ...Email address was [email protected]. Edit: Two and two come together, just got an email from SoFi that I was involved in a data breach. This could explain why a new account being setup. This email was from a m.sofi.org, so like many have said, this appears within the domain like the account email. Sorry for any confusion or scare!14 Nov 2023 ... World class customer support · You can pull up your most recent statement. · If you go to contribute for via the 'add cash' button online, on&...The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636 ... Apollo was an award-winning free Reddit app for …Like an extra share per hundred or something. Or like they have fractional shares and this could be a sort of incentive to not only use SoFi money and invest but also a good incentive to purchase SoFi stock itself. Kind of like when I purchase bitcoin I get fractional bitcoin shares. Or if I set up reoccurring crypto buys I also get bonus ...Currently, I have 12 vaults set up. Nine are for my budget categories (house bills, car bills, groceries, etc.) and three are for the credit cards I currently use. I use the half payment method, so every paycheck, I fund each vault with half of my monthly budget. I put all my spending on credit cards for the rewards.Hello there! I have a question that's both part r/Sofi and r/PersonalFinance and the meat of my question deals with what to do with my taxable brokerage and Roth IRA. I have them currently at Fidelity, where some of my stocks are fractional shares, and my Roth IRA maxed for both 2021 and 2022.However, Shreyanka Patil (4/12), Sophie Molineux (3/20) and Asha Sobhana (2/14) helped RCB bounce back just after the powerplay and removed Delhi batters one-by-one, …Is there any reason to doubt SoFi's (or anyone's) high-yield savings APY? Why wouldn't I want to take the money I'd usually have sitting in my savings/checking accounts at Chase, and put it …SoFi stadium yesterday…this is class!🇺🇸. 719 40. Find the best posts and communities about SoFi Stadium on Reddit.I have slowly been moving all of my finances to SoFi over the past few months and couldn’t be happier. Yes they are FDIC insured. They are a national bank and your deposits are safe up to 250k. My guess is that they offer very competitive checking/ savings APY to gain market share as they are a relatively new business.Like an extra share per hundred or something. Or like they have fractional shares and this could be a sort of incentive to not only use SoFi money and invest but also a good incentive to purchase SoFi stock itself. Kind of like when I purchase bitcoin I get fractional bitcoin shares. Or if I set up reoccurring crypto buys I also get bonus ...SoFi offers easy access to Crypto as an asset class for investment. If you would like exposure to Crypto, in a similar way that you might invest in a stock or bond fund, SoFi Crypto offers that. You can buy and sell with a couple taps inside the app. SoFi manages the storage and security for you. On the back end, your SoFi Crypto trades are ...If only there was a way to fund my account with $500 or more…. Banking. 1. Sort by: CricketThin1531. • 32 min. ago. Set up direct deposit…. 33K subscribers in the sofi …SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ...22 Sept 2023 ... Please do not pay a fee to use a bank! The best advice I can give is to use SoFi, or any other savings paying 4.3-5.3% and keep a bigger branch ...Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit.From $1b in 2020 to $10b in 2030. Net margin - From -48% in 2021 to 13.5% in 2030 - Close to industry average. Discount rate - 12.8% (Based on cost of equity) RoE - Based on the assumptions above and the development of equity, the RoE is roughly 15%, which is close to the industry's average.Reddit has been slowly rolling out two-factor authentication for beta testers, moderators and third-party app developers for a while now before making it available to everyone over...Switched to Sofi for the 4% interest rate and to get the $250 new account bonus, but only because I recently got a job that pays through direct deposit. Otherwise, very similar functionality. Both do buckets/vaults for savings, similar interest rates, e-check deposits, etc. Ally recently raised their money market account to 4% and doesn't require direct deposit.SoFi’s private student loans offer competitive rates, special discounts and added member benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money an... For SOFI, it is a very young company with spending spree (ie: negative profits) to grow fast. As to whether the business model will flourish or flop, only time can tell. Established banks provides 3-4% dividends and maintain or grow the stock price. Corporate governance is crucial and SOFI is a long way from that. I totally agree that SoFi has been my best banking experience as well, and I've only been a customer since the beginning of July. But for me, the most powerful feature, and the one that drew me to SoFi immediately was the Vaults. Finally, I have a way to keep track of where my money is going, and how much is being saved for which goal. Sofi funds loans pretty fast. I got one within 24 hours. No penalty for paying off early. Great questions! The offer is only open to new SoFi Personal Loan borrowers and may not be combined with other offers aside from the autopay discount, direct deposit discount, and direct pay discount. To receive the offer, you must: (1) register and apply ... Official SoFi Referral Thread (Fall 2019) Due to the rules of r/SoFi, No referral links should be shared with the exception of those posted on this thread.Please post your link (and only your link) here. Please do not add anything that makes your link stand out and please do not comment on others links.Schwab is absolutely great, my favorite bank account but it lacks features to really make it a primary account like zelle and other checking/savings features. With that being said. SoFi also doesn’t have Zelle but it does have ways to split up my money into vaults/bucks, which I …From $1b in 2020 to $10b in 2030. Net margin - From -48% in 2021 to 13.5% in 2030 - Close to industry average. Discount rate - 12.8% (Based on cost of equity) RoE - Based on the assumptions above and the development of equity, the RoE is roughly 15%, which is close to the industry's average.SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation … SoFi has better interest as mentioned, including significantly better in checking. While that's great if you have six figures or upper five figures in savings, it makes a small difference for lower amounts. Features for Capital One: Deposits at CVS locations. Currently it's difficult and costly to deposit cash into SoFi, some $3-$5 a transaction. If you are new to the SoFi Money community, welcome! Enjoy unlimited fee-free ATM withdrawals at over 55,000 AllPoint In-Network ATMs domestically and abroad. For all Allpoint ATM locations, please use our ATM finder located in the "More" quick action button on the Money tab of the SoFi website and app. Deposits up to 1k clear instantly (you’re allowed to clear more if you have a balance) and the buys are within the next trading day. It’s very simple to understand and use. I use it for a regular brokerage account and am happy thus far. No management fee is nice. Nothing wrong with 10 dollars either. Thank you for your submission to r/SoFi.As a reminder, please do not share personal information or other sensitive information on this community. r/SoFi is unofficial, should you need immediate assistance please utilize our help thread to find the most relevant contact. A quick reminder to everyone else to not share referral links outside of the monthly referral …Then your Sofi roboadvisor would look like a genius. If you can’t take a -0.5% swing over the span of 2 months, you’re not ready to invest in anything that involves risk. Stick to T bills and savings accounts. With a real investing account, prepare for swings of -40% (usually the drop amount in a recession).Sort by: aaron8466. • 1 yr. ago. SoFi is fine for student loan refinancing. They offered me a slightly lower rate than Earnest or PenFed. Unless something's changed, there's no minimum finance charge and I paid mine off early with no issues. IIRC SoFi was offering a $300 bonus for refi too. Might be too late for a referral link tho otherwise ...SoFi’s exit from crypto comes alongside increased scrutiny by the Fed. In August, the central bank launched a novel activities supervision program to oversee firms’ activities related to digital assets and blockchain technology. Crypto trading launched on SoFi in 2019, but it never proved a significant revenue driver.The only thing I prefer about SoFi is vaults, “modern” and that’s about it. Schwab has way better customer service 24/7) and has better features/tools/fills for investing in equities. Plus it’s checking account has zelle (although not implemented amazingly) and has unlimited ATM reimbursements worldwide. Schwab is ok. SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ... r/sofi: The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636Used Sofi for a Morgtage Refi in January.. total process was about 45 days.. had zero problems and the communication was very clear.. I shopped 5 different Morgtage companies before deciding. Sofi offered me the best interest rate and the origination fees were also less. Would recommend from my experience!22 Sept 2023 ... Please do not pay a fee to use a bank! The best advice I can give is to use SoFi, or any other savings paying 4.3-5.3% and keep a bigger branch ...I totally agree that SoFi has been my best banking experience as well, and I've only been a customer since the beginning of July. But for me, the most powerful feature, and the one that drew me to SoFi immediately was the Vaults. Finally, I have a way to keep track of where my money is going, and how much is being saved for which goal.
3.5% isn’t actually high. When a T-bond offers 4%, SoFi is actually profiting off of giving you 3.5%. They don’t have physical banks. Because of the current Fed interest rate hikes, Sofi can invest these funds risk free in short term or long term Tbills and gain 4 to 4.5%, while pocketing the difference.. Los angeles wedding certificate
CIT Bank paying more interest 3.85%. CIT Bank is owned by First Citizens which has been around for like a 100 years. CIT Bank also has CD options for like 4.65% interest for 13 months. If you have Sofi through Samsung your getting paid even less interest than a regular SOFI savings. Individual_Revenue84.Real estate is often portrayed as a glamorous profession. Real estate agents, clients and colleagues have posted some hilarious stories on Reddit filled with all the juicy details ...NEW things this year to be fair: Integration with Samsung Money and construction of the SoFi Stadium, cash back offers, roundups, vaults, credit card, and some investing features. Growing pains of fintech, I understand, but not ready to be primary checking just yet. If they get their bank charter, I'll be onboard 100%.SoFi Crypto is/was a great product. My speculation is that SoFi would continue to offer it had there not been regulatory pressure. I'm guessing we'll see a new SoFi Invest "Collection" of crypto spot ETFs once those funds to come to market. Perhaps an on-going referral program with Blockchain also, but no indication of that today.SoFi is a lender that is known for having zero fees and tons of benefits for its members. Compare rates for a SoFi personal loan here! By clicking "TRY IT", I agree to receive news...r/sofistock. About. u/hoegermeister. • 2 days ago. SoFi's negative Free Cash Flow and whey they use Bulls**t Earnings. Technical Analysis/DD. https://www.datadinvesting.com/p/sofis-negative …1 Mar 2024 ... I only know about them because of people complaining about them on reddit. Seems wise to avoid them. Upvote 1. Downvote Reply replyFor SOFI, it is a very young company with spending spree (ie: negative profits) to grow fast. As to whether the business model will flourish or flop, only time can tell. Established banks provides 3-4% dividends and maintain or grow the stock price. Corporate governance is crucial and SOFI is a long way from that.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.I can afford a high payment but not everyone can afford the payment schedule for only 3 years. Resurrecting an older post, but I borrowed $63K from SoFi, took right at a week from start to being funded. According to Credit Karma, my credit scores were around 630, but the disclosure from SoFi had me in the low 700's.They're very similar what with their "digital envelopes" feature for partitioning off your money. My friend says Ally's better since it has a dedicated Checking and Savings at .1 and .5 percents respectively vs SoFi's .25% with a $500 deposit monthly. I'm arguing that SoFi's mobile app is very good and has connections to Invest and its 2% ...If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma... SoFi is fine for student loan refinancing. They offered me a slightly lower rate than Earnest or PenFed. Unless something's changed, there's no minimum finance charge and I paid mine off early with no issues. IIRC SoFi was offering a $300 bonus for refi too. Might be too late for a referral link tho otherwise I'd offer. For the ETFs they use pretty much the Sofi select Top 500 and Vanguard ETFs. I used to use Sofi automated investing on an aggressive strategy. They will exclusively invest in Vanguard developing markets, traditional Vanguard stock ETF, but they will invest in Sofi ETFs also which sometimes but not always outperform Vanguard.MichaelMidnight. •. Yeah! I really love the ease of use. I mean on one hand there's the traditional stalwart of Fidelity but I keep coming back to SoFi. sergeantturnip. •. Yeah totally agree, I use Td Ameritrade for my Roth and taxable account but SoFi is pretty cool with the social investing side as well. I’ve gotten quite a few of my ... It has returned about 20% so far, obviously due in part to this bull run (started the account in June I think). I would recommend it! I set my girlfriend up one on SoFi and I love it for her. She set up reoccurring deposits and is having a lot of fun with it. It’s a satisfying platform if you’re not a trader imo. SoFi Daily Chat - January 04, 2024. General Discussion. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic..