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Apply Now.A credit-builder loan is intended to help borrowers improve their payment history — and by extension their credit score — by reporting regular, on-time payments to major credit bureaus ...12-month term. No application fee. Rate is our current 12-month certificate rate plus 5%. Members can only have one Credit Builder Loan at a time. Apply today and get started improving or establishing your credit! Visit your local CU SoCal branch, call toll-free at 866.287.6225, or apply online. Apply Now.A credit-builder loan is designed to help people who have little or no credit history build credit. A good score makes approval for credit cards and loans, at better …A Credit Builder Loan does not provide immediate funds for member use. Instead, the funds are secured in a savings account until the loan term is complete. You can request an amount between $300 and $2,500 for your Credit Builder Loan. Your loan term can be between six and 36 months. 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For Chime Spending Account holders with eligible direct deposit¹. 1. Move Money. The first step is to move money into your Credit Builder secured account. It’s fast and easy: You can do that right in the Chime app. The money you move to your secured account is the amount you can spend on your card (displayed as Available to Spend). . Illinois 22
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